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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64899 reviews)

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4.94

Based on 64,899 reviews, last reviewed 22nd Apr 2025

27% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good quick service. Very good quick service. Good customer service chat when needed. Needed help with a payment that didn't go through but was assured it would be sorted ... Read more Reviewed on: 22nd April 2025

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64899)

Review of the Zopa, Personal Loan:

A simple affordable loan process

The loan process was simple as base checks meant that I was pre-approved. The application was based on my own account history, and they made the repayments affordable while saving me on consolidate higher interest rates. The money was in my account in minutes and payment dates in line with my salary pay date. No additional conversations asking more questions about my financial history which I have had in the past which is very annoying. This was not the case with my Zopa loan, and I would definitely recommend them as efficient responsible lender. Reviewed on: 18th April 2025

Very good quick service.

Very good quick service. Good customer service chat when needed. Needed help with a payment that didn't go through but was assured it would be sorted and it was.The interaction on the app is excellent and keeps you up to date polish your situation Reviewed on: 22nd April 2025

Great straightforward to deal with

Great straightforward to deal with Reviewed on: 22nd April 2025

Easy Peasy

Easy to use and great communication throughout the process Reviewed on: 22nd April 2025

I recon this is the only bank e very wel...

I recon this is the only bank who recognise very well about there customers. Consistent review about my financial situation, recently I have open personal account as well which Zopa offering there customers 2% AER. Keep it up your Hard work "ZOPA". Reviewed on: 22nd April 2025

Quick and easy loan application process and funds pa...

Quick and easy loan application process and funds paid quickly Reviewed on: 22nd April 2025

Very easy to set up the loan, transparent figures to...

Very easy to set up the loan, transparent figures to show interest and payments & easy to manage in the app Reviewed on: 22nd April 2025

Very easy to deal with and fair interest rates based...

Very easy to deal with and fair interest rates based on your circumstances. Would highly recommend Reviewed on: 22nd April 2025

, excellent

Searched around and found these guys , excellent service from start to finish and customer service is excellent Reviewed on: 22nd April 2025

Dopamine is really good to help me

Dopamine is really good to help me Reviewed on: 22nd April 2025

Fantastic quick service , efficient and easy to use

Fantastic quick service , efficient and easy to use Reviewed on: 22nd April 2025

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