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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

An easy app to use.

5
An easy app to use. No need to phone or use the web site like other banks. Reviewed on: 4th March 2026

Very easy access to everything and good interest rates.

5
Very easy access to everything and good interest rates. Never had any problems and will continue to use. Reviewed on: 4th March 2026

Easy to use with good rates.

5
Easy to use with good rates. App based access is quick to use. Reviewed on: 4th March 2026

So easy to open account on line.

5
So easy to open account on line. Been with the bank for about 3 years. So easy to reapply. Reviewed on: 4th March 2026

Very good savings and easy to transfer in and out...

5
Very good savings and easy to transfer in and out Reviewed on: 4th March 2026

Very good ratesand excellent App

5
Very good rates, excellent App and service Reviewed on: 4th March 2026

So easy to use.

5
So easy to use. Opened app. Simple instructions and good rates. Very happy investor. Reviewed on: 4th March 2026

No brainer for me

5
After saving with Atom previously and seeing the return being offered it was a simple choice to use Atom again Reviewed on: 4th March 2026

A fantastic banking experience, absolutely brilliant.

5
A fantastic banking experience, absolutely brilliant. Reviewed on: 4th March 2026

Opened a savings account a few years ago, the app is...

5
Opened a savings account a few years ago, the app is very easy to use, savings have been consistently competitive, when the fixed term ends you are provided with all the info required to open other products and it is simple to move your money around. Reviewed on: 4th March 2026

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