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Atom Bank: Savings reviews

4.58
Based on 392 reviews, last reviewed 28th Nov 2024
75% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
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6%
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1%
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2%
See only 1 star reviews
12%

Latest highest rating:

5

Easy to use app I have had 3 bonds with atom & have found the app really easy to use. No searching high & low for what I want to know, it’s all so simple. Obviously a... Read more Reviewed on: 28th November 2024
Mark W's avatar
Mark W

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024
Simon J's avatar
Simon J

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (392)

Okay to set up

4
Good rates and okay to set up however the UI could be imporved a little more and with more dashboard or other metrics/info Reviewed on: 8th February 2023

Great rates

5
Works really well and feels secure, and usually has some of the most competitive rates for savings Reviewed on: 2nd February 2023

Atom fixed saver

4
Brilliant app identified in minutes and saving immediately set up Reviewed on: 21st January 2023

Avoid - shocking experience

1
A V O I D - Really disappointing service. Have an elderly parent in care with increasing care bills and despite proving the outgoing costs they’re not happy to release the saving capital (we’re 50 months into a 60 month term). It took them a month to review the case, just time wasters!! Reviewed on: 18th January 2023

Online only and competitive

4
Took a fixed saver out as was reasonably competitive and managed solely online so no middle men. App is good but don't need to check often given the investment. Reviewed on: 17th January 2023

Fantastic savings rates

5
It was so easy to set up a savings account and to manage the account too. I feel comfortable knowing that the money can only be transferred back out to the account it came from. The interest rates are great - far better than being sat in my old ISA and I get an update every month and when the interest rate changes so I always know what’s happening! Reviewed on: 14th January 2023

Impossible!

1
Totally impossible to open an account, they blame TransUnion, TransUnion blame Atom and it goes on Reviewed on: 11th January 2023

Attaboy Atom

5
Scientists took ages to split the atom but it took me minutes to sign up to Atom - thanks for making it so easy. Reviewed on: 11th January 2023

Easy, quick set up. Great rates.

5
No problems, like the user experience and very competitive rates that move quickly with market changes. Reviewed on: 5th November 2022

Excellent Bank

5
Easy to use and great interest rates. Great service with Full information of the interest rates and products etc. Reviewed on: 26th September 2022

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