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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

This is my first year with atom bank and I think it...

This is my first year with atom bank and I think it has been the best or the interest rate as other banks were lower Reviewed on: 4th March 2026

Competitive savings rates and excellent app

Competitive savings rates, very agile app - easy to use and never have any issues with any transactions. Reviewed on: 4th March 2026

Atom Bank works for me

Competitive rates and an easy app to use browse and use. I really like the additional interest available in the instant saver reward account. Reviewed on: 4th March 2026

Provides quick and easy app based access to savings...

Provides quick and easy app based access to savings accounts. Everything's always run smoothly with money transfers always popping up within seconds of initiating them. Reviewed on: 4th March 2026

Good interest rates easy to navigate app

Good interest rates easy to navigate app Reviewed on: 4th March 2026

Great App but interest rate now lets it down

Applied for an Atom account on the recommendation of a friend. Great app, ease of use and instant transfer of funds. Only downside is the significant reduction in interest rates. When I opened my first account the interest rate was well above the majority of other banking organisations, now it’s merely average and I have redistributed a significant amount of savings elsewhere. Reviewed on: 4th March 2026

Faultless in every step.

Faultless in every step. The app is so easy to use. Never had any problems whatsoever. Reviewed on: 4th March 2026

Brilliant bank - App simple and clear to navigate an...

Brilliant bank - App simple and clear to navigate and understand. Reviewed on: 4th March 2026

If you chose Atom you have got the best

Why chose another bank when you can use Atom and have excellent service for all occasions Nothing complicated about using the App it takes the stress out of life. Reviewed on: 4th March 2026

Good , decent interest rates.

Good , decent interest rates. Website very secure. Easy to understand. Reviewed on: 4th March 2026

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