Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Great banking app

Had my saving with Atom for a few years. Fantastic digital proposition with the Atom app. It’s really simple and easy to use to manage my account. Clear interest calculator as well. Reviewed on: 4th March 2026

Great service

Overall a very easy to use service. App is very easy to use and gives you easy access to managing funds. Reviewed on: 4th March 2026

Excellent customer service very responsive app is sm...

Excellent customer service very responsive app is smooth and easy to navigate. Money in protected and interests are good. Reviewed on: 4th March 2026

Always good with Atom never any problems

Always good with Atom never any problems Reviewed on: 4th March 2026

Instant saver

I have two savings accounts- the instant saver and reward saver. I have been very happy with Atom. Reviewed on: 4th March 2026

Easy app to use great to get a monthly return

Easy app to use great to get a monthly return Reviewed on: 4th March 2026

This is my first year with atom bank and I think it...

This is my first year with atom bank and I think it has been the best or the interest rate as other banks were lower Reviewed on: 4th March 2026

Competitive savings rates and excellent app

Competitive savings rates, very agile app - easy to use and never have any issues with any transactions. Reviewed on: 4th March 2026

Atom Bank works for me

Competitive rates and an easy app to use browse and use. I really like the additional interest available in the instant saver reward account. Reviewed on: 4th March 2026

Provides quick and easy app based access to savings...

Provides quick and easy app based access to savings accounts. Everything's always run smoothly with money transfers always popping up within seconds of initiating them. Reviewed on: 4th March 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Plane Saver Credit Union 4.88 from 2157 reviews
Regular Savings
from Nationwide 4.67 from 93 reviews
Instant Saver
from RBS 3.82 from 9 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub