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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

Atom Bank fixed rate and cash isa

Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Easy to use and set up.

Easy to use and set up. Safe funds transfers. Reviewed on: 17th April 2026

very easy to add and manage my money.

very easy to add and manage my money. excellent communication when it comes to the maturity of the product - offering several notifications that maturity is happening soon, and clear information on what you can do with the cash. Reviewed on: 17th April 2026

Highly recommend Atom.

Been an Atom customer for over 5 years. Never had an issue and highly recommend them. Competitive interest rates. Reviewed on: 17th April 2026

Competitive market rates

Very good and clear site to use, it was easy for me to make my decision to proceed; my account was opened within minutes for me to access and see overall the investment plan Reviewed on: 17th April 2026

Atom Bank. The best of the best. For me.

The app is easy to download load. The language is very easy to understand. Straight forward. App easy to navigate. Had funds in here for years on and off,I always end up back investing as they usually have the best of the best interest rates. Reviewed on: 17th April 2026

Good rates of interest,easy to use and with an app.

Good rates of interest,easy to use and with an app. Reviewed on: 16th April 2026

Good range of savings accounts.

I've used a range of their savings accounts including easy access and fixed savers. Always had good interest rates. They have now introduced Cash ISA's but found that they are not flexible ones so went elsewhere for that. I'm stilling their other accounts though. Reviewed on: 16th April 2026

Always good interest

Always good rates of interest. App only account very easy to use. Reviewed on: 16th April 2026

I have used Atom for several years now.

I have used Atom for several years now. Their bond rates are always competitive. I just started transferring over to ISAs and their rates for these are equally good. Reviewed on: 16th April 2026

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