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Atom Bank: Savings reviews

4.92
Based on 4,600 reviews, last reviewed 23rd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Bank. Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself.... Read more Reviewed on: 23rd January 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4600)

Excellent Bank.

5
Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself. I have used many of their accounts and have found them very competitive. Transfers in and out are handled quickly. Reviewed on: 23rd January 2026

Top ratings for ATOM.

5
Website easy to navigate. Shows everything at your fingertips. Great interest rates. Keep going back for more. Reviewed on: 23rd January 2026

Very easy to use Friendly customer service

5
Very easy to use Friendly customer service Reviewed on: 22nd January 2026

Easy app with good rates

5
I really liked the ease of this app. The savings rate was market leading. Customer service great. Reviewed on: 22nd January 2026

App provides info on projected interest

4
I opened a fixed saver via the Atom Bank app and thought it was excellent. Super quick and easy. I really like the timeline and the calculated interest is a really great feature that few apps or accounts have. I really appreciate this feature I can track my tax liability which is important to me. Reviewed on: 22nd January 2026

Atom bank

5
I had a problem that Atom sorted out very quickly,they offer competitive savings rates with a very good app that’s easy to use. Reviewed on: 22nd January 2026

Easy to understand

5
No Problems at all easy to use and understand Reviewed on: 29th December 2025

Brilliant service.

5
Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Good product offers fair returns

5
Good product offers fair returns Reviewed on: 5th September 2025

Atom Bank Review

5
Good bank. Good App. Easy to maneouvre Reviewed on: 30th June 2025

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