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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Easy to set up account on line and very user friendl...

Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good range of products and easy to contact by phone for any qut Reviewed on: 25th March 2026

I have been with Atom for a few years.

I have been with Atom for a few years and never had any problems at all. Good service and rates. Reviewed on: 25th March 2026

Beautifully designed digital experience

I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026

Good place for savings

Good savings products combined with an easy to use app makes Atom a sensible choice. Reviewed on: 24th March 2026

Great online savings bank

I needed a new savings bank with competitive interest rates and I found the Instant Saver Rewards account at Atom Bank to be very useful, simple to set up, all online and super convenient on my phone. I have deposited and withdrawn and it is very easy to manage. I did research their customer service reviews at the start and they were positive but I have no comment to make as I have never had an issue with the bank of any kind so never contacted them. Reviewed on: 24th March 2026

Instant saver yo Cash ISA

I had an instant saver and have recently opened a cash ISA. So easy to do and a good rate. A no trainer for me as I have access if I need it in an emergency Reviewed on: 24th March 2026

Interest rates are high.

Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026

Basic straightforward banking. Recommended

Decent interest rates, had an issue opening the app on mobile phone but customer service resolved it. Nice app. Reviewed on: 20th March 2026

Just a good no messing bank that offers good savings...

Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Atom fixed savings accounts .

Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

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