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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5215 reviews)

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4.81

Based on 5,215 reviews, last reviewed 13th Oct 2026

89% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great app, decent savings rates. Great app, decent savings rates. Not too gimmicky, which is how I like it. Nice and straight forward to use. Reviewed on: 13th October 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5215)

Great app, decent savings rates.

Great app, decent savings rates. Not too gimmicky, which is how I like it. Nice and straight forward to use. Reviewed on: 13th October 2026

Atomic savings provider

The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

phone stolen . Atom lethargic in their response

I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of their “ security “ I lost faith and decided to move my account. Reviewed on: 24th June 2026

Clean and efficient

Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

No brainer

Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Continuing excellence.

Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Very easy to use.

Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Atom Bank fixed rate and cash isa

Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Easy to use and set up.

Easy to use and set up. Safe funds transfers. Reviewed on: 17th April 2026

very easy to add and manage my money.

very easy to add and manage my money. excellent communication when it comes to the maturity of the product - offering several notifications that maturity is happening soon, and clear information on what you can do with the cash. Reviewed on: 17th April 2026

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