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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5202 reviews)

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4.91

Based on 5,202 reviews, last reviewed 16th Apr 2026

55500% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good rates of interest,easy to use and with an app. Good rates of interest,easy to use and with an app. Reviewed on: 16th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5202)

Good rates of interest,easy to use and with an app.

Good rates of interest,easy to use and with an app. Reviewed on: 16th April 2026

Good range of savings accounts.

I've used a range of their savings accounts including easy access and fixed savers. Always had good interest rates. They have now introduced Cash ISA's but found that they are not flexible ones so went elsewhere for that. I'm stilling their other accounts though. Reviewed on: 16th April 2026

Always good interest

Always good rates of interest. App only account very easy to use. Reviewed on: 16th April 2026

I have used Atom for several years now.

I have used Atom for several years now. Their bond rates are always competitive. I just started transferring over to ISAs and their rates for these are equally good. Reviewed on: 16th April 2026

Very easy to use and great rates

Very easy to use and great rates Reviewed on: 16th April 2026

Quick and easy

Everything is quick and easy on the app. Great savings rate Reviewed on: 16th April 2026

I have had various savings accounts since 2019,very...

I have had various savings accounts since 2019,very competitive rates,very easy app and excellent customer service via the telephone Reviewed on: 16th April 2026

Have been saving with Atom bank for a number of year...

Have been saving with Atom bank for a number of years now. Good selection of saving options, great rates and one of the best apps out there. Reviewed on: 16th April 2026

Solid app.

Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the account. Reviewed on: 9th April 2026

Easy to set up account on line and very user friendl...

Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good range of products and easy to contact by phone for any qut Reviewed on: 25th March 2026

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