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Atom Bank reviews

Atom Bank Reviews Logo
Rated Excellent • 4.92/5

Atom Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 4,446 product reviews

Average score of 4.92/5
5 star
95%
4 star
4%
3 star
0%
2 star
0%
1 star
1%
Reviews for Atom Bank have trended negatively over the past 90 days

Latest positive rating

5/5

Great Experience with Atom Bank Savings

I've been using Atom Bank for my savings account and it's been a smooth, hassle-free experience from the start. The app is easy to use,... I've been using Atom Bank for my savings account and it's been a smooth, hassle-free experience from the start. The app is easy to use, the interest rates are competitive, and everything is clearly laid out. I've never had to contact customer service — which to me says a lot about how well the platform works. Read more Read less

{"display":"Nivethan M","full_name":"Nivethan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
Nivethan M 19th April 2025

Latest negative rating

1/5

Regular inverster

Very easy fix bond.renewal / reinvest made very simple

{"display":"Happy customer","full_name":"Happy customer","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
Happy customer 17th April 2025
See more reviews for Atom Bank products

About Atom Bank

Atom Bank was the UK’s first app-based bank. It offers digital mortgages, business loans and fixed savings accounts. It aims to be fair and transparent, and act in the best interests of its customers...a bank that "really doesn't act like a bank at all." We collect Atom Bank reviews from genuine account holders to give you valuable insight into the provider.

So whether you're looking for reviews of their launch product, the fixed term savings account, their new digital mortgages, or their long anticipated current account, take a look below to see what our community is saying about their experiences of using the app.

Find out why customers chose Atom Bank and how satisfied they’ve been. Learn more about the signup process and Atom Bank’s customer service. Read about the pros and cons of being an Atom Bank customer. All of this and more can be found in our Atom Bank reviews.

If you’re an Atom Bank account holder, share your experience with our Smart Money People community. What made you choose Atom Bank and would you recommend the provider to family and friends? What has your experience been like with the app? What sort of features does it have and do you find it easy to use? Do you have any interactions with the customer service team? Share all of the pros and cons you’ve experienced and leave an honest Atom Bank review on Smart Money People today.

Atom Bank at a glance

Reviews for Atom Bank

Showing 11 of 4446 company reviews • Last reviewed within 7 days

Great Experience with Atom Bank Savings

Savings • 19th April 2025

I've been using Atom Bank for my savings account and it's been a smooth, hassle-free experience from the start. The app is easy to use,... I've been using Atom Bank for my savings account and it's been a smooth, hassle-free experience from the start. The app is easy to use, the interest rates are competitive, and everything is clearly laid out. I've never had to contact customer service — which to me says a lot about how well the platform works. Read more Read less

{"display":"Nivethan M","full_name":"Nivethan M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews

Very friendly and efficient - great APP too

Savings • 19th April 2025

Very friendly and efficient - great APP too

{"display":"Terry M","full_name":"Terry M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Rated Excellent • 5/5
Read more product reviews
  • 5/5

    Really pleased with Atom, user friendly app and comp...

    Really pleased with Atom, user friendly app and competitive rates.

    {"display":"Anna S","full_name":"Anna S","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1202979.png"}}'s avatar
    Savings
    Anna S 19th April 2025
  • 5/5

    Excellent app, excellent communication, easy to use.

    Excellent app, excellent communication, easy to use.

    {"display":"Mo","full_name":"Mo","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Mo 19th April 2025
  • 5/5

    Opened an account recently and the experience so far...

    Opened an account recently and the experience so far has been very good

    {"display":"Andy C","full_name":"Andy C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Andy C 19th April 2025
  • 5/5

    Effortless Use

    My experience has been seamless and effortless

    {"display":"Ryan ","full_name":"Ryan ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Ryan 19th April 2025
  • 5/5

    So easy to use

    Easy to set up an account online. Easy to access account and easy to navigate around the website.Always keeps you informed and good interest rates.

    {"display":"Cath E","full_name":"Cath E","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Cath E 19th April 2025
  • 5/5

    Top class internet bank with great rates.

    Excellent for savers and a bank that does actually answer the phone

    {"display":"James H","full_name":"James H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    James H 19th April 2025
  • 5/5

    Great app good rates

    The app we easy to down load and use.The saving rates are very good.I HAVE USED Atom.for the last 5 yeard.

    {"display":"Barbara ","full_name":"Barbara ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Barbara 19th April 2025
  • 5/5

    New to investing and the app makes it so clear and e...

    New to investing and the app makes it so clear and easy to keep track of your money. No longer nervous about it and recommended to friends and family.

    {"display":"Anne S","full_name":"Anne S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Anne S 19th April 2025
  • 5/5

    Love Atom Bank!

    It's just great! User-friendly app and great Interest rates!

    {"display":"Sandro ","full_name":"Sandro ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Sandro 19th April 2025

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