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Atom Bank reviews

Atom Bank Reviews Logo
Rated Excellent 4.92/5

Atom Bank reviews

Verified businesses always have up to date contact details and can respond to reviews.

Verified business
Last reviewed within 7 days

Review summary

People rate this company as Excellent based on 4,610 product reviews

Average score of 4.92/5
5 star
94%
4 star
5%
3 star
0%
2 star
0%
1 star
1%
Reviews for Atom Bank have trended negatively over the past 90 days

Latest positive rating

5/5

No hassle fair banking

No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom... No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Read more Read less

{"display":"John C","full_name":"John C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
John C 26th April 2025

Latest negative rating

1/5

Regular inverster

Very easy fix bond.renewal / reinvest made very simple

{"display":"Happy customer","full_name":"Happy customer","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Savings
Happy customer 17th April 2025

About Atom Bank

Atom Bank was the UK’s first app-based bank. It offers digital mortgages, business loans and fixed savings accounts. It aims to be fair and transparent, and act in the best interests of its customers...a bank that "really doesn't act like a bank at all." We collect Atom Bank reviews from genuine account holders to give you valuable insight into the provider.

So whether you're looking for reviews of their launch product, the fixed term savings account, their new digital mortgages, or their long anticipated current account, take a look below to see what our community is saying about their experiences of using the app.

Find out why customers chose Atom Bank and how satisfied they’ve been. Learn more about the signup process and Atom Bank’s customer service. Read about the pros and cons of being an Atom Bank customer. All of this and more can be found in our Atom Bank reviews.

If you’re an Atom Bank account holder, share your experience with our Smart Money People community. What made you choose Atom Bank and would you recommend the provider to family and friends? What has your experience been like with the app? What sort of features does it have and do you find it easy to use? Do you have any interactions with the customer service team? Share all of the pros and cons you’ve experienced and leave an honest Atom Bank review on Smart Money People today.

Atom Bank at a glance

Reviews for Atom Bank

Showing 11 of 4610 company reviews Last reviewed within 7 days

No hassle fair banking

Savings 26th April 2025

No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom... No hassle fair banking, easy to use, and a good selection of products. Excellent web interface, good communication at all times. I have used Atom for several years and have always found them to be excellent in every respect. Read more Read less

Rated Excellent 5/5
Read more product reviews

No hassle fair banking

Savings 26th April 2025

No hassle fair banking, easy to use, and a good selection of products. Excellent web interface

Rated Excellent 5/5
Read more product reviews
  • 5/5

    No hassle fair banking, easy to use, and a good sele...

    No hassle fair banking, easy to use, and a good selection of products. Excellent web interface

    {"display":"John C","full_name":"John C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    John C 26th April 2025
  • 4/5

    I've been with atom a few years on and off but I've...

    I've been with atom a few years on and off but I've always been satisfied with them,

    {"display":"Stuart G","full_name":"Stuart G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Stuart G 26th April 2025
  • 5/5

    Very easy account to use and top interest rates.

    Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that... Very easy to open the account and the app is dead simple to use. The interest rates are very good and competitive. I like that you only lose 1 month of top rate if you have to withdraw, then it goes back up again. Read more Read less

    {"display":"Dave S","full_name":"Dave S","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1212088.png"}}'s avatar
    Savings
    Dave S 26th April 2025
  • 5/5

    The app makes everything so easy

    It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy... It is so easy to sign in to the app with an image of your face. All documents and details of the accounts are easy to find on the app and it is easy to open a new account. Read more Read less

    {"display":"Thelma S","full_name":"Thelma S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Thelma S 26th April 2025
  • 5/5

    Excellent Banking

    Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are... Had our Mortgage with Atom and now have a savings account. We wouldn't hesitate recommending Atom as our experience has always been excellent. They are easy to contact and always very helpful and easy to understand. Read more Read less

    {"display":"Julia","full_name":"Julia","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Julia 26th April 2025
  • 5/5

    Atom is easy to use and offers good products

    Atom is easy to use and offers good products

    {"display":"James R","full_name":"James R","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1211933.png"}}'s avatar
    Savings
    James R 26th April 2025
  • 5/5

    Great service and helpful advice

    The App is very easy to use and I have had good service all the time I have needed to contact them. They provide help... The App is very easy to use and I have had good service all the time I have needed to contact them. They provide help and advice in a friendly caring way. Read more Read less

    {"display":"Patricia F","full_name":"Patricia F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Patricia F 25th April 2025
  • 5/5

    Great banking app

    Easy to use interface, simple to get help/support & good rates.

    {"display":"Phoebe B","full_name":"Phoebe B","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1211749.png"}}'s avatar
    Savings
    Phoebe B 25th April 2025
  • 5/5

    East to use app

    Always found the app easy to navigate. Updated information regularly.

    {"display":"Jane W","full_name":"Jane W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Jane W 25th April 2025

    Products from Atom Bank

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