Atom Bank: Digital Mortgages reviews

3.65
Based on 34 reviews, last reviewed 24th Jan 2023
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Latest highest rating: 5

Miruna Recomand cu incredere este specială Reviewed on: 24th January 2023
Miruna's avatar
Miruna

Latest lowest rating: 1

The spiders web Very easy to get into Aton Bank and extremely difficult to leave. Even if you don’t want any interest and want to move your money you can’t. So you th... Read more Reviewed on: 7th November 2022

About the Digital Mortgages

Wondering if a “digital mortgage” from Atom bank is right for you? Take a look at our reviews from people with the mortgage to see what they have to say about using the UK's first “digital” bank. For now, only Available to intermediaries, Atom hope to shake up the banking sector by offering digital-first products. Are you already an Atom Bank customer with one of their digital mortgages? Please leave a quick review of how you found the application process, the rates offered, and everything else! With the power of your reviews, we're helping drive change in financial services.

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Atom Bank Digital Mortgages reviews (34)

Miruna

5
Recomand cu incredere este specială Reviewed on: 24th January 2023
Miruna's avatar
Miruna

The spiders web

1
Very easy to get into Aton Bank and extremely difficult to leave. Even if you don’t want any interest and want to move your money you can’t. So you then have the old guard banking syndrome of it’s not your money it’s our money and you just say thank you for the privilege. Be aware you will be quoted all their T & C’s that are written by them and for them. Needless to say I won’t be using them again and my advice is don’t enter into their fixed agreements as you have to declare and prove a hardship clause which will be reviewed and decided by them if you qualify. Still not 2022 it’s more like 1922 - archaic! Reviewed on: 7th November 2022

A simple mortgage port NOT simple

1
I am still waiting for my mortgage port to be offered, it’s been over 8 weeks of one issue after the next, along with total inaction. The app shows application submitted twice over a 4 week period despite the message saying a decision would be made with 1-2 weeks. Getting nowhere and now delaying exchange Reviewed on: 16th June 2022

Offered us a mortgage within days

5
After being a little sceptical about taking out a mortgage with an online bank, we were over the moon to find that we received our mortgage offer within 2 days after applying! Reviewed on: 26th May 2022

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