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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

The app is easy to use.

The app is easy to use. Withdrawals arrive in the linked account almost immediately. Reviewed on: 4th March 2026

Good rate, clear app, reassuring processes.

I had not heard of Atom bank but came to it via the Martin Lewis MSE website, where it was listed for its competitive fixed term interest rate. I read the positive customer reviews, knew it was FSCS protected, and decided to go for it. Setting up the account, and the security arrangements, on line was fairly straightforward but took a little time... which I found reassuring!. Nice clear interface on the app and I had quick pick up for the one phone call I have made. So far all good! Reviewed on: 4th March 2026

Fixed Term Accounts

The accounts are very easy to set up and monitor, and the rates are generally among the best. I have always used the Fixed Accounts and found the returns so good that I’ve rolled them over each time. Reviewed on: 4th March 2026

Very easy to set up I chose because it had a good ra...

Very easy to set up I chose because it had a good rate at the time Reviewed on: 4th March 2026

Competitive Rates

Easy to use App. Secure. Good Rates. Reviewed on: 4th March 2026

Fast and reliable

Great experience with this bank, very easy app to use, fast and reliable, good interest rates. Reviewed on: 4th March 2026

Good Interest

Locked in a good rate of interest. Better than other financial institutions. Reviewed on: 4th March 2026

This is the best savings account I’ve ever used,exce...

This is the best savings account I’ve ever used,excellent customer service,rates and communication.I would highly recommend them to anyone looking around for an honest trustworthy service. Reviewed on: 4th March 2026

Have found Atom very easy to use and very convenient.

Have found Atom very easy to use and very convenient. Have recommended it to several of my friends Reviewed on: 4th March 2026

Best online bank

Best online bank easy to use app Reviewed on: 4th March 2026

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