Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Competitive Rates

5
Easy to use App. Secure. Good Rates. Reviewed on: 4th March 2026

Fast and reliable

4
Great experience with this bank, very easy app to use, fast and reliable, good interest rates. Reviewed on: 4th March 2026

Good Interest

5
Locked in a good rate of interest. Better than other financial institutions. Reviewed on: 4th March 2026

This is the best savings account I’ve ever used,exce...

5
This is the best savings account I’ve ever used,excellent customer service,rates and communication.I would highly recommend them to anyone looking around for an honest trustworthy service. Reviewed on: 4th March 2026

Have found Atom very easy to use and very convenient.

5
Have found Atom very easy to use and very convenient. Have recommended it to several of my friends Reviewed on: 4th March 2026

Best online bank

5
Best online bank easy to use app Reviewed on: 4th March 2026

Atom is brilliant a lot better than my normal bank a...

5
Atom is brilliant a lot better than my normal bank account for interest. Highly recommended Reviewed on: 4th March 2026

Absolutely great!

5
Absolutely great! Their saving accounts offer a very solid interest rates. Reviewed on: 4th March 2026

JUST GREAT

5
GREAT SERVICE ALL ROUND EASE OF USE AND EXCELLENT INTEREST RATES Reviewed on: 4th March 2026

The App is easy to use and the interest rates...

5
The App is easy to use and the interest rates are good Reviewed on: 4th March 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products