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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom Bank Fits the Bill

I wanted somewhere to invest money and get a decent rate of interest. I also wanted somewhere that didn't mither me constantly with news of new investments which I neither wanted nor needed. Basically, I wanted to put the money somewhere safe and not have to think about it Reviewed on: 4th March 2026

An easy company to do business with.

An easy application process via their app. Clear and concise product information. Attractive interest rates Reviewed on: 4th March 2026

Very happy with the service and rates I receive

Came to it through Martin Lewis weekly email a while ago. Easy to set up with good rates. Very pleased Reviewed on: 4th March 2026

Excellent Banking service

Starling is a great online bank with an easy to use and straightforward app. Reviewed on: 4th March 2026

Brill Bank

Very easy to operate - customer services were very responsive & helpful- good value accounts Reviewed on: 4th March 2026

Circumstances changed, couldn't withdraw fixed rate...

Circumstances changed, couldn't withdraw fixed rate account even though I said I would be prepared to incur a small fee, not helpful at all, not impressed Reviewed on: 4th March 2026

The app is easy to use.

The app is easy to use. Withdrawals arrive in the linked account almost immediately. Reviewed on: 4th March 2026

Good rate, clear app, reassuring processes.

I had not heard of Atom bank but came to it via the Martin Lewis MSE website, where it was listed for its competitive fixed term interest rate. I read the positive customer reviews, knew it was FSCS protected, and decided to go for it. Setting up the account, and the security arrangements, on line was fairly straightforward but took a little time... which I found reassuring!. Nice clear interface on the app and I had quick pick up for the one phone call I have made. So far all good! Reviewed on: 4th March 2026

Fixed Term Accounts

The accounts are very easy to set up and monitor, and the rates are generally among the best. I have always used the Fixed Accounts and found the returns so good that I’ve rolled them over each time. Reviewed on: 4th March 2026

Very easy to set up I chose because it had a good ra...

Very easy to set up I chose because it had a good rate at the time Reviewed on: 4th March 2026

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