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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Really easy to use, good info and great app

Really easy to use, good info and great app Reviewed on: 4th March 2026

secure access.

Excellent banking, good notifications, secure access. Reviewed on: 4th March 2026

Been saving with atom for a few years and never had...

Been saving with atom for a few years and never had any problems. Good advice when your year is up and the interest rate is always good. Reviewed on: 4th March 2026

All good just a savings account with an FCA guarantee.

All good just a savings account with an FCA guarantee. Apparently got to say more but got nothing to add Reviewed on: 4th March 2026

Good reliable bank.

Easy app to follow and good rate on fixed bonds. Have two accounts and so far not had any issues. Reviewed on: 4th March 2026

Simple and easy to use.

Simple and easy to use. Competitive interest rates. Minimal unnecessary contacts and advertisements. Reviewed on: 4th March 2026

Great bank, great app

I have used Atom for many years and found the app really easy to use. I find the fixed saver accounts really good as I can lock down any amount of money for a time period which suits me. I love the tool which shows me how much money will be in the account after 5 years. I also have an instant saver which gives me a great rate of interest. Atom is by far my favourite bank. Reviewed on: 4th March 2026

Account was easy to set up and manage on the app.

Account was easy to set up and with the app it was easy to transfer money in. Deadline for transfer of all the funds was simple with the app.As an Internet bank they have a really good customer service phone line, we were having a slight issue and when we phoned them they were very friendly and helpful. Reviewed on: 4th March 2026

Very easy to set up and an excellent app

Very easy to set up and an excellent app Reviewed on: 4th March 2026

I find banking with Atom very straightforward and ea...

I find banking with Atom very straightforward and easy to manage. I find it’s easy to track my savings and move money as required. I’m well informed about maturity dates and interest rates. Great all round Reviewed on: 4th March 2026

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