Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

View other Atom Bank products

4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

All good just a savings account with an FCA guarantee.

All good just a savings account with an FCA guarantee. Apparently got to say more but got nothing to add Reviewed on: 4th March 2026

Good reliable bank.

Easy app to follow and good rate on fixed bonds. Have two accounts and so far not had any issues. Reviewed on: 4th March 2026

Simple and easy to use.

Simple and easy to use. Competitive interest rates. Minimal unnecessary contacts and advertisements. Reviewed on: 4th March 2026

Great bank, great app

I have used Atom for many years and found the app really easy to use. I find the fixed saver accounts really good as I can lock down any amount of money for a time period which suits me. I love the tool which shows me how much money will be in the account after 5 years. I also have an instant saver which gives me a great rate of interest. Atom is by far my favourite bank. Reviewed on: 4th March 2026

Account was easy to set up and manage on the app.

Account was easy to set up and with the app it was easy to transfer money in. Deadline for transfer of all the funds was simple with the app.As an Internet bank they have a really good customer service phone line, we were having a slight issue and when we phoned them they were very friendly and helpful. Reviewed on: 4th March 2026

Very easy to set up and an excellent app

Very easy to set up and an excellent app Reviewed on: 4th March 2026

I find banking with Atom very straightforward and ea...

I find banking with Atom very straightforward and easy to manage. I find it’s easy to track my savings and move money as required. I’m well informed about maturity dates and interest rates. Great all round Reviewed on: 4th March 2026

Good honest bank

Had a saver with them for a year and it’s easy and accessible to use, giving me a nice interest as an incentive Reviewed on: 4th March 2026

Best and easiest app, with best rates

Best and easiest app, with best rates Reviewed on: 4th March 2026

Great savings easy to use platform

Great savings easy to use platform Reviewed on: 4th March 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Bedford Credit Union 4.73 from 21 reviews
Savings
from Leek Building Society 4.92 from 5160 reviews
Savings
from Revolut 4.96 from 2595 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub