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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Easy and secure way to invest.

Effortlessly and effectively a good experience. Good rates on fixed rate bonds and consistently a good and safe way to invest. Reviewed on: 5th March 2026

User-friendly app.

User-friendly app. Clear and helpful way the information is delivered. Reviewed on: 5th March 2026

So simple in all aspects

So simple in all aspects easy to manage easy access and secure in all Reviewed on: 5th March 2026

Good bank excellent service.

Atom has a good range of products and offers very competitive rates. I have always found their customer service to be extremely helpful. They always go "the extra mile". Reviewed on: 5th March 2026

Bad but thankfully short lived experience

Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

Perfectly straightforward and easy to use.

Perfectly straightforward and easy to use. Reviewed on: 4th March 2026

The App is user friendly easy to use.

The App is user friendly easy to use. Money transfer (both in and out) is immediate, which is really helpful. Reviewed on: 4th March 2026

Great product and app, very smooth

Great product and app, very smooth Reviewed on: 4th March 2026

Great product Great app Great service.

Great product Great app Great service. Would recommend. Reviewed on: 4th March 2026

The app is fantastic, clear and easy to use.

The app is fantastic, clear and easy to use. Payment transfers take seconds to land in the payees account. Interest rates consistently higher than most others, very good communication. I am also extremely happy with the security system on the account. I’ve held an account with Atom for 3 years with zero complaints. 10 out of 10 from me! Reviewed on: 4th March 2026

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