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Atom Bank: Savings reviews

Name: Savings
Rating: 4.37 (391 reviews)

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4.58

Based on 391 reviews, last reviewed 9th Sep 2024

25% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

79%

12%

Latest highest rating:

5

Great app with great rates Atom is app only, and years ago it wasn't great. Rejoining this year; things have improvement massively. The app is more snappy and easy to navigate, ... Read more Reviewed on: 9th September 2024

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (391)

Simple account.

Best interest given at the moment and simple app to use. Reviewed on: 16th March 2023

Dead Easy, Slick and Professional Online Accounts

ATOM offer competitive rates and a variety of products which aim to suit everybody’s needs. The online application process is very easy via the ATOM App. Everything is so straightforward and well explained. Monthly or Annual interest payments give you choice and flexibility. Online communication is quick, efficient, concise and professional. This is my 3rd account with ATOM. I can’t recommend them highly enough. Plus, they often feature on the Martin Lewis MSE website with their top rated / competitive products, so that gives you a high degree of confidence. Reviewed on: 13th March 2023

Easy to use and always get to speak to someone when needed

This is a very easy to use app and whenever I needed to speak to someone, I could without hassle. Would recommend. Reviewed on: 10th March 2023

Excellent banking app

Atom is an excellent app. It's very easy to apply for products and also keep track of your savings. Customer service is excellent. Brilliant interest rates. Very happy with the service. Reviewed on: 10th March 2023

Great!

Really good phone app and no issues Reviewed on: 10th March 2023

Great interest!

Atom allows me to safely store away my money whilst earning a very decent interest rate Reviewed on: 10th March 2023

Easy and efficient

Easy app to use, competitive rates and good communication. Regularly use when I’m looking for a good fixed rate saver Reviewed on: 10th March 2023

Smooth process

It was very easy to set up my account and use the app to administer it. The only minor annoyance was not being able to fund the fixed saver directly from another account also with Atom. Reviewed on: 9th March 2023

Was slightly disappointed

Joined Atom in 2016 when Martin Lewis spoke about a fixed saver-I jumped on the chance. Joining the bank was like jumping through circus rings and was told over and over again I wasn’t successful in registering for an account. However three weeks later I had a confirmation email at last! Entered money, left it and then had an email reminder that the fixed term was coming to an end. Again it was jumping through hoop after hoop to retrieve the money but eventually when I was given the confirmation money would leave the saver with Atom and go to my bank, it did come through pretty quickly. If you want to leave your money somewhere and forget about it but not have a particularly high return then this is one for you (just don’t forget an extra dash of patience in your coffee if you do) Reviewed on: 9th March 2023

Top Marks In Every Respect

I've held various accounts with Atom since 2017, both Fixed Saver and Instant Saver. Cannot fault them. The one time I've rang their customer service my query was swiftly remedied. The app is fantastic and Atom are always brisk in increasing their variable interest rates whilst their rivals can be sluggish in that respect. Reviewed on: 9th March 2023

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