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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,212 reviews, last reviewed 16th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5212)

User-friendly app.

5
User-friendly app. Clear and helpful way the information is delivered. Reviewed on: 5th March 2026
MrsP's avatar
MrsP

So simple in all aspects

5
So simple in all aspects easy to manage easy access and secure in all Reviewed on: 5th March 2026
Glyn Davies 's avatar
Glyn Davies

Good bank excellent service.

5
Atom has a good range of products and offers very competitive rates. I have always found their customer service to be extremely helpful. They always go "the extra mile". Reviewed on: 5th March 2026
Peter Gatland's avatar
Peter Gatland

Bad but thankfully short lived experience

1
Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026
BG's avatar
BG

Perfectly straightforward and easy to use.

5
Perfectly straightforward and easy to use. Reviewed on: 4th March 2026
Margaret's avatar
Margaret

The App is user friendly easy to use.

5
The App is user friendly easy to use. Money transfer (both in and out) is immediate, which is really helpful. Reviewed on: 4th March 2026
Youling's avatar
Youling

Great product and app, very smooth

5
Great product and app, very smooth Reviewed on: 4th March 2026
Hazel C's avatar
Hazel C

Great product Great app Great service.

5
Great product Great app Great service. Would recommend. Reviewed on: 4th March 2026
Pete B's avatar
Pete B

The app is fantastic, clear and easy to use.

5
The app is fantastic, clear and easy to use. Payment transfers take seconds to land in the payees account. Interest rates consistently higher than most others, very good communication. I am also extremely happy with the security system on the account. I’ve held an account with Atom for 3 years with zero complaints. 10 out of 10 from me! Reviewed on: 4th March 2026
L T's avatar
L T

Really easy to use, good info and great app

5
Really easy to use, good info and great app Reviewed on: 4th March 2026
Sarah L's avatar
Sarah L

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