Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

The bank to be with Atom

5
Excellent experience with Atom fantastic bank. With excellent interest rates. have recommended it to friends and would definitely reckoned it again Reviewed on: 5th March 2026

Professional and competitive

5
Have been with Atom as a deposit bank , but have been so pleased with their efficiency, competitive rates and professionalism , I would be happy for them to take a larger part of my banking needs. Reviewed on: 5th March 2026

A quick and easy transfer with good interest rates.

5
A quick and easy transfer with good interest rates. Reviewed on: 5th March 2026

Fantastic Bank

5
Fantastic bank , they reply to your calls immediately and give clear instructions, excellent rates of interest and so easy to manage your money. Absolutely awesome Reviewed on: 5th March 2026

Fantastic bank

5
Fantastic bank easy to use for a older person Reviewed on: 5th March 2026

Happy pensioner

5
Always there, prompt and not being techy, found it easy to sort out accounts Reviewed on: 5th March 2026

Fast and easy way to save money at extremely favoura...

5
Fast and easy way to save money at extremely favourable rates. Reviewed on: 5th March 2026

Easy and secure way to invest.

5
Effortlessly and effectively a good experience. Good rates on fixed rate bonds and consistently a good and safe way to invest. Reviewed on: 5th March 2026

User-friendly app.

5
User-friendly app. Clear and helpful way the information is delivered. Reviewed on: 5th March 2026

So simple in all aspects

5
So simple in all aspects easy to manage easy access and secure in all Reviewed on: 5th March 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products