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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Easy to access and use online banking

Easy to access and use online banking Easy access to funds, easy to transfer and great interest rates on the savings account. Reviewed on: 5th March 2026

Best in its field of online banking

Easy access to funds straight forward website .All information you need is available on website including answers to every question you can think of Reviewed on: 5th March 2026

Great Bank, easy processes and will continue to use it.

Used Atom for many years, easy processes, clear and easy access, and competitive rates. Have introduced family members to Atom, they’ve liked it and have opened accounts of their own. Great bank with good products. Reviewed on: 5th March 2026

Easy to save great interest rates I tell all my frie...

Easy to save great interest rates I tell all my friends and family Reviewed on: 5th March 2026

Great choice of accounts

Easy to open account with great choice and change between accounts to suit your needs Reviewed on: 5th March 2026

Easy to deal with and the App works well.

Easy to deal with and the App works well. I've been an investor with Atom for several years and will happily continue. Reviewed on: 5th March 2026

Great bank

Saving with them for over a year now and no problems at all- interest paid monthly/app works - easy Reviewed on: 5th March 2026

I have saved with Atom Bank for about five years.

I have saved with Atom Bank for about five years. They have always explained to a slightly elderley person the way around phone based banking with good humour, thank-you. The savings that I have with Atom have always been competitive and I am very happy with them. Reviewed on: 5th March 2026

Excellent bank very helpful customer service Use as...

Excellent bank very helpful customer service Use as deposit service very good rates excellent appratus easy to transfer fund in and out of account Reviewed on: 5th March 2026

easy to deal with, makes money transfer in and out e...

easy to deal with, makes money transfer in and out effortless Reviewed on: 5th March 2026

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