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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Banked with atom for 3 or more years Very competitiv...

5
Banked with atom for 3 or more years Very competitive interest rates . Always pay interest on time every month Have already recommended to my father in law..Will definitely use for a Isa account in a few weeks Reviewed on: 5th March 2026

Really easy account to set up minimal fuss and custo...

5
Really easy account to set up minimal fuss and customer service has been excellent. App is also really practical and useful to use unlike rivals. Reviewed on: 5th March 2026

Great North East based bank, easy to set up account...

5
Great North East based bank, easy to set up account and access information, and competitive rates. Reviewed on: 5th March 2026

Atom bank has a great app!

5
Atom bank has a great app and very good customer service. Rates have been good over quite a long period. Reviewed on: 5th March 2026

Satisfied member of ATOM

5
Have been a member of ATOM for over four years. Has had a hassle free time since the very beginning. Easy to set up and even easier to manage your money. Better rates than high street banks with the ease of 24 hour access. Reviewed on: 5th March 2026

Super easy to use app makes saving and moving money...

5
Super easy to use app makes saving and moving money simple I often struggle with online things but this app is so easy Reviewed on: 5th March 2026

Atom review

4
Easy to use app and Atom provides a good range of saving options. Reviewed on: 5th March 2026

Great online bank.

5
Easy to open the account and the app is very intuitive. Reasonable interest rates and efficient service. Reviewed on: 5th March 2026

Easy to access and use online banking

5
Easy to access and use online banking Easy access to funds, easy to transfer and great interest rates on the savings account. Reviewed on: 5th March 2026

Best in its field of online banking

5
Easy access to funds straight forward website .All information you need is available on website including answers to every question you can think of Reviewed on: 5th March 2026

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