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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Stated of great but slowly but surely deteriorated.

Stated of great but slowly but surely deteriorated. Poor rates offered now and would advise people to look around as you can get up to 1% more on your money if you look around. Reviewed on: 5th March 2026

Great savings account

Easy to set up and easy to deposit and withdraw funds. Would highly recommend. Reviewed on: 5th March 2026

Opened a 2 year fixed rate savings account and was p...

Opened a 2 year fixed rate savings account and was pleased with their service so then opened another account and have been with them for nearly 5 years Reviewed on: 5th March 2026

Excellent rates whether fixed or easy access

We’ve saved with Atom for a year and a half now, both fixed and variable products are excellent and very competitive. I like that you can see estimated interest so easily especially on the fixed product and that you get good interest with the flexibility to withdraw at lower interest on my easy access. The app is very user friendly, so I can highly recommend Atom for savings products. Reviewed on: 5th March 2026

Always top savings rates

I've had numerous savings accounts with Atom and their rates are always good and usually better than others available. The process is simple and efficient and the website simple and easy to navigate. Reviewed on: 5th March 2026

So easy to set up at start.

So easy to set up at start. Instant deposit and withdrawl into from account. Not the very highest savings rate but so quick to use. I did have an issue with my current account bank not fully recognising Atom Bank name in initial validity check but deposits are fine. Reviewed on: 5th March 2026

Simply good interest in a simply easy app.

Couldn’t rate customer service as. never needed to use. Simple to open an account when following directions. Interest good. Like that whilst you can access if necessary the interest returns to best rate at end of month. Reviewed on: 5th March 2026

If you fast acting bank anything up , they answ...

If you need any help setting anything up , they answer the phone immediately. Easy to set up for saving accounts . Good interest . Very happy it’s my second year with Atom . Reviewed on: 5th March 2026

Great savings rates with an easy to navigate app.

Great savings rates with an easy to navigate app. Reviewed on: 5th March 2026

Easy account set up and 12 month savings account had...

Easy account set up and 12 month savings account had a good interest rate and was a 5 minute process. Reviewed on: 5th March 2026

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