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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

A useful addition for your money arsenal.

I've been using Atom for some years and I'm quite happy so far. Keeping a watch on their interest rates which are reasonable and using different accounts to manage things. The only problem is you can't move money within the app, you have to take out and start again. Reviewed on: 5th March 2026

Easy to deal with, no problems.

Easy to deal with, no problems. Excellent rates for saving Reviewed on: 5th March 2026

Very competitive rate, good service

Very competitive rate, good service Reviewed on: 5th March 2026

Easy App

Easy to use app and great products Reviewed on: 5th March 2026

Easy to make deposits.

Easy to make deposits. Not tried a withdrawal yet so cannot comment but don’t anticipate any issues. Reviewed on: 5th March 2026

Solid, dependable, and safe.

I have been using Atom for a number of years now, after first being informed of them by Money Saving Expert. I am more than happy with the results. I wouldn't hesitate to recommend them. Reviewed on: 5th March 2026

Great bank easy to join

Nothing but praise very good bank easy to send money and save. Just sit back and watch your money grow. Reviewed on: 5th March 2026

Stress free saving.

Never had any issues so haven't needed Customer Service. Have had both instant and longer term accounts. Easy to track via the app. Any withdrawals to your bank account are instant. Reviewed on: 5th March 2026

Great Fixed Rate options

Easy to navigate web page providing a range of fixed rate options. Opening original and subsequent accounts couldn't be easier and savings rates some of the best currently on the market. Only too happy with returns compared to mainstream banks. Reviewed on: 5th March 2026

Good savings rates and so easy to set up account.

Good savings rates and so easy to set up account. Reviewed on: 5th March 2026

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