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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to make deposits.

Easy to make deposits. Not tried a withdrawal yet so cannot comment but don’t anticipate any issues. Reviewed on: 5th March 2026

Solid, dependable, and safe.

I have been using Atom for a number of years now, after first being informed of them by Money Saving Expert. I am more than happy with the results. I wouldn't hesitate to recommend them. Reviewed on: 5th March 2026

Great bank easy to join

Nothing but praise very good bank easy to send money and save. Just sit back and watch your money grow. Reviewed on: 5th March 2026

Stress free saving.

Never had any issues so haven't needed Customer Service. Have had both instant and longer term accounts. Easy to track via the app. Any withdrawals to your bank account are instant. Reviewed on: 5th March 2026

Great Fixed Rate options

Easy to navigate web page providing a range of fixed rate options. Opening original and subsequent accounts couldn't be easier and savings rates some of the best currently on the market. Only too happy with returns compared to mainstream banks. Reviewed on: 5th March 2026

Good savings rates and so easy to set up account.

Good savings rates and so easy to set up account. Reviewed on: 5th March 2026

A rare hassle free experience .

A rare hassle free experience . Good human contact too Reviewed on: 5th March 2026

Great savings bank, hassel free and easy to use

Great savings bank, hassel free and easy to use Reviewed on: 5th March 2026

Stated of great but slowly but surely deteriorated.

Stated of great but slowly but surely deteriorated. Poor rates offered now and would advise people to look around as you can get up to 1% more on your money if you look around. Reviewed on: 5th March 2026

Great savings account

Easy to set up and easy to deposit and withdraw funds. Would highly recommend. Reviewed on: 5th March 2026

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