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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Easy to deal with, no problems.

5
Easy to deal with, no problems. Excellent rates for saving Reviewed on: 5th March 2026

Very competitive rate, good service

5
Very competitive rate, good service Reviewed on: 5th March 2026

Easy App

5
Easy to use app and great products Reviewed on: 5th March 2026

Easy to make deposits.

5
Easy to make deposits. Not tried a withdrawal yet so cannot comment but don’t anticipate any issues. Reviewed on: 5th March 2026

Solid, dependable, and safe.

5
I have been using Atom for a number of years now, after first being informed of them by Money Saving Expert. I am more than happy with the results. I wouldn't hesitate to recommend them. Reviewed on: 5th March 2026

Great bank easy to join

5
Nothing but praise very good bank easy to send money and save. Just sit back and watch your money grow. Reviewed on: 5th March 2026

Stress free saving.

5
Never had any issues so haven't needed Customer Service. Have had both instant and longer term accounts. Easy to track via the app. Any withdrawals to your bank account are instant. Reviewed on: 5th March 2026

Great Fixed Rate options

5
Easy to navigate web page providing a range of fixed rate options. Opening original and subsequent accounts couldn't be easier and savings rates some of the best currently on the market. Only too happy with returns compared to mainstream banks. Reviewed on: 5th March 2026

Good savings rates and so easy to set up account.

5
Good savings rates and so easy to set up account. Reviewed on: 5th March 2026

A rare hassle free experience .

5
A rare hassle free experience . Good human contact too Reviewed on: 5th March 2026

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