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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

I have banked with Atom now for about 4 years.

I have banked with Atom now for about 4 years. I took a long time scanning other savings bank and this was the best. When speaking to customer services they are patient and very helpful. Atom give a good interest rate on savings and I believe my savings are safe, hence I bank with them rather than anyone else Reviewed on: 5th March 2026

Easy savings

Great idea having 2 rates for savings. Easy banking. Reviewed on: 5th March 2026

Loyal Customer EST 2018.

I have used Atom bank on and off since 2018. There app is easy to navigate and I’ve never had an issue with them. There savings rates are very competitive too. Reviewed on: 5th March 2026

I’ve been with Atom for a number of years now and I’...

I’ve been with Atom for a number of years now and I’ve not had one issue with them. Reviewed on: 5th March 2026

Decent Savings account

Online only, so no interaction with staff; easy to manage and decent rate. Reviewed on: 5th March 2026

3rd year using Atom Bank.

3rd year using Atom Bank. Easy to deposit, competitive interest rate and monthly interest promptly arrives. Plenty of notice when current deals come to an end and good options to choose from. No reason for me to use another Back for savings. Reviewed on: 5th March 2026

A useful addition for your money arsenal.

I've been using Atom for some years and I'm quite happy so far. Keeping a watch on their interest rates which are reasonable and using different accounts to manage things. The only problem is you can't move money within the app, you have to take out and start again. Reviewed on: 5th March 2026

Easy to deal with, no problems.

Easy to deal with, no problems. Excellent rates for saving Reviewed on: 5th March 2026

Very competitive rate, good service

Very competitive rate, good service Reviewed on: 5th March 2026

Easy App

Easy to use app and great products Reviewed on: 5th March 2026

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