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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

It’s so easy to use unlike some of the other...

It’s so easy to use unlike some of the other banks Reviewed on: 5th March 2026

I joined Atom following a recommendation from a friend.

I joined Atom following a recommendation from a friend. I have not been disappointed with anything. Great interest rates, instant movement of cash and no unnecessary frills. Reviewed on: 5th March 2026

Atom for 2 years.

Been with Atom nearly 2 years, ever since e recommended on Martin Lewis Money programme. Even looking to open another account as bank has poor interest rate. Reviewed on: 5th March 2026

Been with Atom over 5 years, always had the best int...

Been with Atom over 5 years, always had the best interests and easy to open accounts, never had any problems so far. Reviewed on: 5th March 2026

App is great, very easy to navigate

The app is great, easy to navigate and depositing / withdrawing money is simple. Would have been a 5 star review had the rates remained as competitive as they used to be. Reviewed on: 5th March 2026

Unable to open the app and no help from Atom staff.

Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026

Great competitive service

Been with Atom a number of years. Rates always competitive and the app very informative Reviewed on: 5th March 2026

Simple saving.

Accounts are easy to set up, interest rates are competitive and Communication is excellent. It’s all there on the app. Reviewed on: 5th March 2026

excellent service

I’ve been with Atom Bank for three years & find it offers a great, uncomplicated service that’s reliable and dependable. Reviewed on: 5th March 2026

Best app in the industry.

Best app in the industry. So easy to navigate around it. The great rates just make it a great bank too Reviewed on: 5th March 2026

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