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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,212 reviews, last reviewed 16th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5212)

Straightford & quick

5
Opening my account with Atom was easy and straightforward. The terms and conditions were provided and the interest rate was competitive at the time of opening. The app is easy to use. I would happily recommend. Reviewed on: 5th March 2026
Margaret 's avatar
Margaret

Easy to use and set up

5
Have used this brand for some time now with various accounts both fixed and ready access. The app is great and transfers are very fast Reviewed on: 5th March 2026
Alistair T's avatar
Alistair T

I’ve been with Atom for the last few years , I have...

5
I’ve been with Atom for the last few years , I have never had any problems , the app works great and interest rates are brilliant. Reviewed on: 5th March 2026
Dazg's avatar
Dazg

Smart Saving

5
Everything works so well on the banking app and Atom always offer very competitive savings rates. Reviewed on: 5th March 2026
Mark M's avatar
Mark M

Both my wife and I opened accounts to invest our sa...

5
Both my wife and I opened accounts to invest our savings and everything was simple to follow without any fuss. We'll done to all! Reviewed on: 5th March 2026
K J's avatar
K J

I’ve been with Atom for the last few years , I have...

5
I’ve been with Atom for the last few years , I have never had any problems , the app works great and interest rates are brilliant. Reviewed on: 5th March 2026
Ian m's avatar
Ian m

Never has any issue the app worked fine and the inte...

5
Never has any issue the app worked fine and the interest rates were very good too! Reviewed on: 5th March 2026
Mr R Chauhan's avatar
Mr R Chauhan

Top.bank

5
Been with Atom for 6 years and they simply have the most competitive products .App is so easy to naviagate and customer service excellent Reviewed on: 5th March 2026
Iain 's avatar
Iain

I love Atom Bank.

5
I love Atom Bank. Its APP fixed savings suit me down to the ground. Great rates allied with a simple and intuitive banking system what is not to like. I have dealt with their products on numerous occasions and have never been dissapointed. Well done Atom, keep the great service going. Reviewed on: 5th March 2026
Billy Montgomery's avatar
Billy Montgomery

Great app, really simple, informative and quick.

5
Great app, really simple, informative and quick. Decent savings rates. Never contacted support as I've never needed to. It just works. Reviewed on: 5th March 2026
Andy R's avatar
Andy R

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