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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom bank is a good bank give it a try ...

5
Atom bank was so easy to use, from the time I opened my account online, to having emails giving me the interest earned information. Reviewed on: 5th March 2026

My favourite bank for savings

5
Great app, very easy to use with competitive interest rates Reviewed on: 5th March 2026

Interest rates on savings account in very competitive

5
Interest rates on savings account in very competitive Reviewed on: 5th March 2026

The ATOM App works well and is straightforward.

5
The ATOM App works well and is straightforward. The rates are competitive Reviewed on: 5th March 2026

Easy to open accounts

5
Simple to open an account, contact with an advisor is quick and easy and local, not a foreign call centre. Have opened a second account recently and won’t hesitate to open a third in due course. Reviewed on: 5th March 2026

Been with Atom a couple of years.

5
Been with Atom a couple of years. Found it very easy to set up new account. Good interest rates offered. Definitely recommend them. Reviewed on: 5th March 2026

Straightforward, easy to understand and they listen...

5
Straightforward, easy to understand and they listen when you have a problem. Reviewed on: 5th March 2026

Easy admin for oldies and competitive interest rates.

5
I am nearly 80 years of age and left work before the Internet was the norm. However, despite not being tech savvy I have invested with Atom and had no problems whatsoever. Also the interest rates are very competitive and they regularly keep me informed of the amount in my investments. Reviewed on: 5th March 2026

Straightford & quick

5
Opening my account with Atom was easy and straightforward. The terms and conditions were provided and the interest rate was competitive at the time of opening. The app is easy to use. I would happily recommend. Reviewed on: 5th March 2026

Easy to use and set up

5
Have used this brand for some time now with various accounts both fixed and ready access. The app is great and transfers are very fast Reviewed on: 5th March 2026

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