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Atom Bank: Savings reviews

Name: Savings
Rating: 4.813813675477329252 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Easy using the app

Easy set up of savings account using the app Reviewed on: 5th March 2026

Very easy to set up.

Very easy to set up. Seamless and professional. Good rates and regular updates and emails. Very easy to move your money around. Everything explained in great detail. Five star. Reviewed on: 5th March 2026

Atom bank is a good bank give it a try ...

Atom bank was so easy to use, from the time I opened my account online, to having emails giving me the interest earned information. Reviewed on: 5th March 2026

My favourite bank for savings

Great app, very easy to use with competitive interest rates Reviewed on: 5th March 2026

Interest rates on savings account in very competitive

Interest rates on savings account in very competitive Reviewed on: 5th March 2026

The ATOM App works well and is straightforward.

The ATOM App works well and is straightforward. The rates are competitive Reviewed on: 5th March 2026

Easy to open accounts

Simple to open an account, contact with an advisor is quick and easy and local, not a foreign call centre. Have opened a second account recently and won’t hesitate to open a third in due course. Reviewed on: 5th March 2026

Been with Atom a couple of years.

Been with Atom a couple of years. Found it very easy to set up new account. Good interest rates offered. Definitely recommend them. Reviewed on: 5th March 2026

Straightforward, easy to understand and they listen...

Straightforward, easy to understand and they listen when you have a problem. Reviewed on: 5th March 2026

Easy admin for oldies and competitive interest rates.

I am nearly 80 years of age and left work before the Internet was the norm. However, despite not being tech savvy I have invested with Atom and had no problems whatsoever. Also the interest rates are very competitive and they regularly keep me informed of the amount in my investments. Reviewed on: 5th March 2026

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