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Atom Bank: Savings reviews

4.81
Based on 5,212 reviews, last reviewed 16th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5212)

Up and Atom!

5
I have been with Atom for a few years now, I have always been happy using them and happy with their products. Reviewed on: 5th March 2026

Atom easy to work with and good value

5
Everything done through the App was very easy, haven’t used customer services so can’t comment on that, but Atom gives you good rates back! Reviewed on: 5th March 2026

Straightforward and customer friendly

4
A very easy app and straightforward to use. Have reinvented several times as very convenient. Reviewed on: 5th March 2026

I’ve had a great experience with this savings account.

5
I’ve had a great experience with this savings account. The interest rate is very competitive, so my savings are actually growing at a noticeable pace. It’s also very easy to manage, with simple deposits and withdrawals and a clear online system to track everything. Overall, I’m really happy with this account and would definitely recommend it to anyone looking for a reliable place to grow their savings. Reviewed on: 5th March 2026

I love knowing the prodicted forcast from my income...

5
I love knowing the prodicted forcast from my income from my investment, l feel safe with my garenteed income. Thankyou Atom bank. Reviewed on: 5th March 2026

I can’t comment on customer service because nothing...

5
I can’t comment on customer service because nothing has gone wrong so I haven’t had to test customer service. I find the app so easy to use and the interest rate for my modest savings results in my balance growing well each month. Very happy with Atom. Reviewed on: 5th March 2026

I always consider Atom Bank for my savings.

5
When saving, I look for a combination of strong interest rates and good customer reviews. Atom Bank’s name appears consistently close to the top of these lists and, having dealt with them for a few years, I have always been very happy with the service provided. Their app is easy and straightforward to use, the T’s & C’s are provided, interest rates competitive and communication good. I would recommend you consider Atom Bank. Reviewed on: 5th March 2026

Great bank

5
Great bank with very good savings rates and easy to use app. Reviewed on: 5th March 2026

Very easy to access account online.

5
Very easy to access account online. Very good rate of interest. Reviewed on: 5th March 2026

Banking made simple

5
The app is very easy to use, I rarely need help, simple to withdraw and manage your money Reviewed on: 5th March 2026

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