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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Simple and intuitive app.

Simple and intuitive app. Good rates and excellent service. Reviewed on: 4th March 2026

Atom Bank is a trustworthy internet bank

Atom Bank is a trustworthy internet bank perfect for my savings goal. I've been a client of Atom Bank for just over one year now and the interest rates, although higher than traditional banks, have been lowered several times Reviewed on: 4th March 2026

Easy to navigate the app

App easy to install and navigate - good interest rate compared to other banking organisations Reviewed on: 4th March 2026

Easy to use

Been with them for some years now. App is so easy to use and you can navigate between accounts very easily. Reviewed on: 4th March 2026

Highly recommended

Excellent app, user friendly, competitive interest rates Reviewed on: 4th March 2026

good customer service

been using Atom bank for over 3 years now and from setting up the app to money transfer to communications from them have been flawless, very confident using them Reviewed on: 4th March 2026

Easy and Clear

Very easy to set up, all the information I need is available on the App and very clear understand. The interest rest is very competitive Reviewed on: 4th March 2026

Newcomer to Atom

I have only recently joined Atom and have to say I like the App. Its simple to use and easy to move your money around. Rates are very competitive and they have a good range of products. Reviewed on: 4th March 2026

So easy to set up an account for new savings and new...

So easy to set up an account for new savings and new customers. Rates are market level fair, sometimes not the highest interest rates but certainly not the lowest Reviewed on: 4th March 2026

No nonsense app

Straightforward app which is easy to navigate , even for a non technically minded pensioner. Never had any issues and good rates of interest. Only dip in month of withdrawal which is sound marketing and an unusual banking offer. Reviewed on: 4th March 2026

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