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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Available & Competitive

App is always available when I need it. The interest rate is always competitive. Reviewed on: 4th March 2026

I have been with Atom Bank for many years now

I have been with Atom Bank for many years now, and have found them to generally be one of the better banks for product offerings, in terms of flexibility, ease of access, and interest rates, though the latter has slipped a little recently compared to the competition. Reviewed on: 4th March 2026

Secure ,informative ,efficient always my first choic...

Secure ,informative ,efficient always my first choice for savings Reviewed on: 4th March 2026

I have been a customer of Atom Bank for many years a...

I have been a customer of Atom Bank for many years and have no hesitation in recommending them, Reviewed on: 4th March 2026

saving rate

When I joined 2y ago saving rate above average, now well below average Reviewed on: 4th March 2026

Easy to use App

I like the App. Its simple to use and easy to move your money around. Rates are very competitive and they have a good range of products. Reviewed on: 4th March 2026

Was once my go to savings provider but not anymore

Like all Fintechs they draw you in with a fantastic rate which then falls faster than a dumpster full of concrete from a cliff once they've got you. Positives are the app is very easy to use and understand and the graphical way the statement is presented is very clear. Reviewed on: 4th March 2026

Easy account setup and great saving rates.

Setting up an account with Atom is really easy and they offer good saving rates. I am very happy to recommend them to my family and friends. Reviewed on: 4th March 2026

I have been a customer for around a year and I am al...

I have been a customer for around a year and I am always kept well informed by Atom and feel they are very fair and look after their customers very well. I would very much recommend their services. Reviewed on: 4th March 2026

Atom -Small name, big service

Access and systems are first class. Transfer time instant. Zero problems experienced to date.Rates seem competitive compared to other savings options. Reviewed on: 4th March 2026

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