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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Newcomer to Atom

I have only recently joined Atom and have to say I like the App. Its simple to use and easy to move your money around. Rates are very competitive and they have a good range of products. Reviewed on: 4th March 2026

So easy to set up an account for new savings and new...

So easy to set up an account for new savings and new customers. Rates are market level fair, sometimes not the highest interest rates but certainly not the lowest Reviewed on: 4th March 2026

No nonsense app

Straightforward app which is easy to navigate , even for a non technically minded pensioner. Never had any issues and good rates of interest. Only dip in month of withdrawal which is sound marketing and an unusual banking offer. Reviewed on: 4th March 2026

Available & Competitive

App is always available when I need it. The interest rate is always competitive. Reviewed on: 4th March 2026

I have been with Atom Bank for many years now

I have been with Atom Bank for many years now, and have found them to generally be one of the better banks for product offerings, in terms of flexibility, ease of access, and interest rates, though the latter has slipped a little recently compared to the competition. Reviewed on: 4th March 2026

Secure ,informative ,efficient always my first choic...

Secure ,informative ,efficient always my first choice for savings Reviewed on: 4th March 2026

I have been a customer of Atom Bank for many years a...

I have been a customer of Atom Bank for many years and have no hesitation in recommending them, Reviewed on: 4th March 2026

saving rate

When I joined 2y ago saving rate above average, now well below average Reviewed on: 4th March 2026

Easy to use App

I like the App. Its simple to use and easy to move your money around. Rates are very competitive and they have a good range of products. Reviewed on: 4th March 2026

Was once my go to savings provider but not anymore

Like all Fintechs they draw you in with a fantastic rate which then falls faster than a dumpster full of concrete from a cliff once they've got you. Positives are the app is very easy to use and understand and the graphical way the statement is presented is very clear. Reviewed on: 4th March 2026

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