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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4601 reviews)

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4.92

Based on 4,601 reviews, last reviewed 24th Jan 2026

250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

All savings accounts are easy to set up and transfer... All savings accounts are easy to set up and transfer between .better rates than the big banks Reviewed on: 24th January 2026

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4601)

Banking with Atom an excellent experience.

I have with Atom Bank for around five years, and it that time my experience of the service and ongoing communication has been excellent Reviewed on: 19th April 2025

No Issues easy to use website great interest rates e...

No Issues easy to use website great interest rates excellent communication Reviewed on: 19th April 2025

One of the best online Banks

I feel I have always had satisfactory service with Atom and my money is in safe hands. I have earned good interest on my money since being with Atom. Reviewed on: 19th April 2025

It's ok, I have had accounts with them before, very...

It's ok, I have had accounts with them before, very secure, and for me so much that it puts me off using the app. Reviewed on: 19th April 2025

I have never earned so much interest in such a short...

I have never earned so much interest in such a short amount of time. My friend informed me about Atom and assisted me in setting up an account. The interest really makes me want to save. I just cannot believe how easy it is to use and to check the interest accrued each month. Then I discovered another friend used Atom too. Of course they have much more money than I’ve put. In although I’m thinking about adding more money into my account. The interest I’ve accrued is a great incentive to save more. Reviewed on: 19th April 2025

Atom Interest Rates

I’ve had numerous accounts with Atom over the years and they regularly have the most competitive saving interest rates. Reviewed on: 19th April 2025

Top Class Banking!!

I’ve been banking with Atom for many years now and absolute love their savings products for their constantly amazing interest rates that always beat the high street banks! Their customer service is 2nd to non should you ever need any help, and the App is an absolute dream to use! So clear, easy and efficient. I also love the instant confirmation notifications when you move money about.! My husband also saves with Atom now and has also been blown away with the ease and efficiency of the app and the super competitive rates! We can’t ever imagine banking without Atom! Atom offer no nonsense banking that beats its competitors hands down!! We’re pleased to be part of the Atom journey! Reviewed on: 19th April 2025

Easy to open & invest

I’m new to the world of investing so needed an account that was easy to open and invest. Atom hit the nail on the head! Reviewed on: 19th April 2025

Excellent service

Atom Bank offer a great service with competitive rates. Everything can be done with ease online. Reviewed on: 19th April 2025

Great banking app

I have opened a couple of savings accounts online without any issues and I find the app very easy to navigate.the communication is also very good with information about rates and products. Reviewed on: 19th April 2025

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