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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Easy and Clear

Very easy to set up, all the information I need is available on the App and very clear understand. The interest rest is very competitive Reviewed on: 4th March 2026

Newcomer to Atom

I have only recently joined Atom and have to say I like the App. Its simple to use and easy to move your money around. Rates are very competitive and they have a good range of products. Reviewed on: 4th March 2026

So easy to set up an account for new savings and new...

So easy to set up an account for new savings and new customers. Rates are market level fair, sometimes not the highest interest rates but certainly not the lowest Reviewed on: 4th March 2026

No nonsense app

Straightforward app which is easy to navigate , even for a non technically minded pensioner. Never had any issues and good rates of interest. Only dip in month of withdrawal which is sound marketing and an unusual banking offer. Reviewed on: 4th March 2026

Available & Competitive

App is always available when I need it. The interest rate is always competitive. Reviewed on: 4th March 2026

I have been with Atom Bank for many years now

I have been with Atom Bank for many years now, and have found them to generally be one of the better banks for product offerings, in terms of flexibility, ease of access, and interest rates, though the latter has slipped a little recently compared to the competition. Reviewed on: 4th March 2026

Secure ,informative ,efficient always my first choic...

Secure ,informative ,efficient always my first choice for savings Reviewed on: 4th March 2026

I have been a customer of Atom Bank for many years a...

I have been a customer of Atom Bank for many years and have no hesitation in recommending them, Reviewed on: 4th March 2026

saving rate

When I joined 2y ago saving rate above average, now well below average Reviewed on: 4th March 2026

Easy to use App

I like the App. Its simple to use and easy to move your money around. Rates are very competitive and they have a good range of products. Reviewed on: 4th March 2026

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