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Atom Bank: Savings reviews

4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

Always super efficient and competitive saving rates

5
Always super efficient and competitive saving rates Reviewed on: 3rd March 2026

Very quick and easy to open and add accounts and ext...

5
Very quick and easy to open and add accounts and extremely easy to use with competitive rates. Reviewed on: 3rd March 2026

Good rates.

5
Good rates. Easy to use especially if you are not technically minded. Reviewed on: 3rd March 2026

Excellent online bank

5
I’ve had various savings account through Atom bank over the last 2+ years and I found them to be very good. In fairness have never had any problems to take issue about but feel confident that their managing of my account is efficient. Reviewed on: 3rd March 2026

Easy Banking.

5
Exstreamley easy bank services to use and the interest rates keep up with the overall banking rates Reviewed on: 3rd March 2026

Atom Bank is second to none.

5
Atom Bank is second to none. Easy to use and excellent customer service. Reviewed on: 3rd March 2026

I got the right product for exactly what I needed

5
I got the right product for exactly what I needed Reviewed on: 3rd March 2026

Great job , always there to help and support you...

5
Great job , always there to help and support you Reviewed on: 3rd March 2026

Great app

5
Atom app is easy to use. When I had a problem I phoned customer service and they were very helpful. Reviewed on: 2nd March 2026

Excellent App & Competitive Rates

5
Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

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