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Atom Bank: Savings reviews

View other Atom Bank products
4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5211)

Great service, Great website easy to use and excelle...

5
Great service, Great website easy to use and excellent rates. I feel safe having placed my money with Atom over the past few years Reviewed on: 20th February 2026
Geoff S's avatar
Geoff S

I have found it very easy to use atom bank...

5
I have found it very easy to use atom bank online Reviewed on: 20th February 2026
Claire f's avatar
Claire f

Easy to use and competitive rates.

5
Easy to use and competitive rates. Reviewed on: 19th February 2026
Mark P's avatar
Mark P

Great competitive rates and online services easy to use

5
Great competitive rates and online services easy to use Reviewed on: 18th February 2026
Paul 's avatar
Paul

Trust them with my savings

5
I have saved with Atom bank for a number of years mainly because the rates they offer are very competitive ,also they are always there to answer any questions I might have Reviewed on: 18th February 2026
ALAN K's avatar
ALAN K

Competitive Interest Rates

5
The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026
Tony's avatar
Tony

Easiest bank app to use.

5
Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026
Tom's avatar
Tom

Excellent interest rates.

5
Excellent interest rates. straightforward and easy to use app even for oldies like me. Good upfront and honest information. I thoroughly recommend Atom Bank. Reviewed on: 13th February 2026
Rufus G's avatar
Rufus G

they usually have the best savings rates going.

5
they usually have the best savings rates going. I particularly like the 6 month fixed rate savings as other rates can change while your money is tied up and 6 months is not very long to wait. You then get the opportunity to take your money or another rate with atom. Reviewed on: 13th February 2026
bryan s's avatar
bryan s

A recommended Bank

5
I’ve had a good experience with Atom, competitive rates and user friendly app. Reviewed on: 13th February 2026
Mick F's avatar
Mick F

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