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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

7871% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

I have found it very easy to use atom bank...

I have found it very easy to use atom bank online Reviewed on: 20th February 2026

Easy to use and competitive rates.

Easy to use and competitive rates. Reviewed on: 19th February 2026

Great competitive rates and online services easy to use

Great competitive rates and online services easy to use Reviewed on: 18th February 2026

Trust them with my savings

I have saved with Atom bank for a number of years mainly because the rates they offer are very competitive ,also they are always there to answer any questions I might have Reviewed on: 18th February 2026

Competitive Interest Rates

The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026

Easiest bank app to use.

Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026

Excellent interest rates.

Excellent interest rates. straightforward and easy to use app even for oldies like me. Good upfront and honest information. I thoroughly recommend Atom Bank. Reviewed on: 13th February 2026

they usually have the best savings rates going.

they usually have the best savings rates going. I particularly like the 6 month fixed rate savings as other rates can change while your money is tied up and 6 months is not very long to wait. You then get the opportunity to take your money or another rate with atom. Reviewed on: 13th February 2026

A recommended Bank

I’ve had a good experience with Atom, competitive rates and user friendly app. Reviewed on: 13th February 2026

Excellent site, very responsive if have questions no...

Excellent site, very responsive if have questions not already covered, and good rates of interest. Reviewed on: 13th February 2026

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