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Atom Bank: Savings reviews

4.93
Based on 4,592 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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94%
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5%
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0%
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1%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4592)

mExtremely Happy Atom Bank customer for over 8 years.

5
Online banking is easy to navigate, easy to set up account, clear information given and great interest rates. Also I was very pleasantly surprised when call to customer service as my call was answered promptly and the advisor was extremely knowledgeable and answered my query immediately. Would highly recommend to anyone looking for an easy, safety way to save. Excellent service! Glad I chose it! Reviewed on: 18th April 2025

Easy to deal with

5
I have always found Atom to be easy to deal with and the online system is easy to navigate. The rates offered are always competitive. Reviewed on: 18th April 2025

Ronseal - does what it says on the tin.

5
Ronseal - does what it says on the tin. App is excellent too. Reviewed on: 18th April 2025

Tops for Service

5
One of the very best companies I deal with in terms of ease to use, communication and customer service. Reviewed on: 18th April 2025

Atom Bank - First class.

5
I would recommend Atom Bank unreservedly. I like the new Instant Saver Reward account that has recently been brought in. Their next step should be the introduction of an ISA. Reviewed on: 18th April 2025

Everything is organised and I love the interface.

5
Everything is organised and I love the interface. I am given the info I need in a fun format. Reviewed on: 18th April 2025

No frills experience with Atom Bank.

5
No frills experience with Atom Bank. Service and savings products have been quite good, interest rates are either better or comparable to market rates. Reviewed on: 18th April 2025

Have used them for a couple of years very efficient...

5
Have used them for a couple of years very efficient and offer good rats ,their app is very easy to navigate Reviewed on: 18th April 2025

The app is brilliant!

5
The app is brilliant!! So easy to use and transactions go through so quickly. Great rates on the fixed deposits. Would definitely recommend ATOM to anyone Reviewed on: 18th April 2025

Very straightforward, no hidden snags and a competit...

5
Very straightforward, no hidden snags and a competitive interest rate. Can’t fault it Reviewed on: 18th April 2025

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