Write a review

Newsletter

Go to business site

Post Office: Savings reviews

Name: Savings
Rating: 2.35 (46 reviews)

View other Post Office products

2.35

Based on 46 reviews, last reviewed 19th Jun 2026

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

11%

3 star

74%

Latest highest rating:

4

Mostly solid Good, had a competitive interest rate and I mostly had no issue with the account. Website was very basic but did the job fine. The only issue I had wa... Read more Reviewed on: 5th April 2024

Latest lowest rating:

1

Tried on numerous occasions to access my account spe... Tried on numerous occasions to access my account spent ages on lots of phone call and also changed my username and security code several times by post... Read more Reviewed on: 19th June 2026

Read all reviews Write a review

About this product

Post Office savings reviews can help you to find out more about life at Post Office. How easy is it to contact Post Office? And how friendly are they? Our Post Office savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

Review Post Office: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Post Office Savings reviews (46)

Tried on numerous occasions to access my account spe...

Tried on numerous occasions to access my account spent ages on lots of phone call and also changed my username and security code several times by post still can’t access my account Reviewed on: 19th June 2026

Post Office Savings failure!

I applied online for an Online Saver issue 87 account, for which I received an email confirming my application. Two weeks later the account had still not been opened! When I rang their office, I was told that there was no trace of my application on their system, despite their earlier email! Further issues followed resulting in me making a formal complaint. Weeks later I received their response - which totally failed to address the main points of my complaint, and they concluded that my complaint should be Dismissed ....despite the fact that there was clearly a failing on their part! I have since contacted them again to challenge their decision. Reviewed on: 12th June 2026

Vanishing Growth Bond

Had a Growth bond which matured on a Monday. When I went online to carry out maturity instructions on the Saturday I was confronted with a zero balance with no information as to where my money had gone and no way of finding out. In this age of fraud and scams I was worried. I put in a complaint due to the stress I had suffered over the weekend. The person investigating the complaint, in my opinion, did not take the complaint seriously as there was no sign of a small gesture of goodwill which a decent, professional company would have not hesitated to offer Reviewed on: 29th January 2026

Poor experience

Opened an online saver, took 2 weeks to get a wotking PIN. Then tried to transfer money from the nominated account and got message saying 'don't allow transfers to this type of account'. Tried a different bank and same message. Rang up and got a foreign call centre with unhelpful strong accent and lack of knowledge. Having now read other feedback will be putting my money elsewhere. Reviewed on: 12th January 2025

Ok I got locked out of my online account - no proble...

Ok I got locked out of my online account - no problem - easy enough to do at 03.00 in the morning, no problem wait until 09.00 and call them and they can unlock it again like every other bank? Think again. You have to wait for a LETTER TO BE POSTED (!) which can take up to 5 working days. They didn't care how urgent it was and refused to let me speak to a manager. When I asked for a complaints email address they gave me a PO Box in Armagh to write to. Joke. I now have to wait until I get a new number, log in and I will transfer the balance to my new account elsewhere. They have a very basic website and no App - so no facial recognition log-in. So just posting your details all over the place. Very risky and insecure. AVOID this Bank of Ireland Post Office set-up, they are well behind the times and I think very insecure, just downright inviting fraud. As a last ditch I asked them to just send the funds back from whence they came (a proper bank) and surprise surprise I was advised to write another letter - listing all the details someone would need to take anything therein. What a total joke. Reviewed on: 30th October 2024

Completely Incompetent customer support

Received a letter in the post notifying me of account maturity, and upon ringing to close it (which must be done over the phone for no really clear reason) I was told the address I answered was incorrect. How? I'm ringing you with a code from post sent to MY address. And to make it really hilarious, it turns out the stupid woman was looking at someone elses account on my call! Poor you! I almost got to ask my way into finding out about your details! In short. Open an account LITERALLY anywhere else, i beg of you, these guys are absolute morons from customer support right up to bankers. Go with a conventional bank. Not even an insane interest rate would justify their abysmal performance. Reviewed on: 3rd October 2024

Abysmal usability

Currently have a competitive interest rate for savings but the account usability is abysmal. Makes it as difficult as possible to transfer money in or withdraw, despite one of the USPs being that its an instant access savings. For any account changes they want you to post documentation to them, despite it being an online account. Also takes ages for withdrawls to process. Giving up and closing the account and won't be using Post Office banking again. Save yourself time and bank with someone else. Reviewed on: 15th July 2024

Very poor attempt at a banking service.

Very poor attempt at a banking service. ID, address and linked account checks are done manually by post. You have to post them all the documentation, which can take 14 working days. Deposits are not instant, they will take at least a week. They will close your account if inactive for 30 days which means that you'll need to make a deposit more than once a month (31 days in some months). Withdrawls can take two weeks. If you want to close your account (assuming they have not already done it for you!) they will send you a cheque within 14 working days which is actually three weeks in real terms, plus time for the post. Frequent technical issues with the website mean that accessing your account is a lottery. An example of 1970's banking in the 21st century. I should have read the other reviews and taken note. Reviewed on: 24th April 2024

Very poor.

Very poor. Tried to open an online account. But could never put funds into the account. When I did speak to someone they said I had to post information to them. It was an online account. They just wanting us to use more services. Gave up and asked for account to be closed Reviewed on: 16th April 2024

Mostly solid

Good, had a competitive interest rate and I mostly had no issue with the account. Website was very basic but did the job fine. The only issue I had was when I tried to withdraw for the first time (did not even let me take out a few pound) - the website kept producing an uninformative error that told me to try again later. I had to call up to get the "lock" removed (after which withdrawals were no issue and were credited to my nominated account usually the following morning) which was fairly painless and the person who helped me was pleasant. If there is a danger of you needing to take out money, I would recommend trying first when you don't urgently need it to sort out this "lock" thing: I've seen other people talk about it and had more urgent situations than mine. Reviewed on: 5th April 2024

Do you have a different Post Office product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Rate Account
from Aldermore 4.46 from 15 reviews
Savings
from National Counties Building Society 4.20 from 8 reviews
Children's savings accounts
from Chorley Building Society 4.22 from 5 reviews

Want to see more from Post Office?

Business Banking
from Post Office 4.28 from 6 reviews
Money Card
from Post Office 4.25 from 9 reviews
Pet Insurance
from Post Office 4.06 from 1 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub