Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.92 (4895 reviews)

View other Atom Bank products

4.92

Based on 4,895 reviews, last reviewed 4th Mar 2026

13600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Generally good although the cash back deals are not... Generally good although the cash back deals are not as good as previously Reviewed on: 4th March 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (4895)

Good interest rate.

Good interest rate. Online app user friendly. No fave to face interaction so can only comment on the account opening ease of use on the app Reviewed on: 22nd April 2025

I've been saving with ATOM for many years.

I've been saving with ATOM for many years. Range of products and interest rates are what I was initially drawn to, coupled with a positive recommendation from the Martin Lewis TV programme. Customer service has always been great ! Reviewed on: 22nd April 2025

Easy to set up, save and understand your investment

Easy to set up, save and understand how your investment will work. Good range of saving options that are easy to understand. I've used Atom for the last two years and can't think of any drawbacks, so that is also a benefit. Reviewed on: 22nd April 2025

Simple and Consistent Interest

Clear layout and consistent interest rate Reviewed on: 22nd April 2025

Easy to open account and straight forward app.

Easy to open account and straight forward app. Competitive interest rates Reviewed on: 22nd April 2025

The app is super easy to use.

The app is super easy to use. The communication - both app and email - is clear and concise Reviewed on: 22nd April 2025

Friendly efficient call handlers.

Don't have to call them much but when I do it's always a friendly efficient person to answer my enquiries who picks up the phone. Reviewed on: 22nd April 2025

Easy to use App

Have used Atom for a number of years. Great App very easy to use. Reviewed on: 22nd April 2025

the best product to save money.

Researched the best product to save money. Atom came top. They offer many products that help you build. Short or long term with good return. Accessible app easy to navigate. Recommended to family Reviewed on: 22nd April 2025

High interest on a monthly basis

High interest on a monthly basis Reviewed on: 22nd April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings Account
from ICICI Bank 4.00 from 3 reviews
Vanquis Savings
from Vanquis 4.75 from 4 reviews
Flexclusive
from Nationwide 4.65 from 36 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub