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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent customer care Easy to open.

5
Easy to open. Quick response with online chat if necessary. Excellent for keeping me informed Reviewed on: 3rd March 2026

Easy to use ap.

5
Easy to use ap. Usually competitive interest rates. Communications good. Reviewed on: 3rd March 2026

Simple, and good ROI.

5
Opened an account on recommendation. App is simple to use, and the interest rates are very competitive. Would recommend. Reviewed on: 3rd March 2026

Was Good savings rate not so much now but still bett...

4
Was Good savings rate not so much now but still better than high street banks, take money out when needed instantly Reviewed on: 3rd March 2026

Good App - great communication

5
Good communication via an easy to use App. Speedy transfer of monies and updating regularly on saving rates and how it’s impacting my saving. Reviewed on: 3rd March 2026

Best app and good rates

5
Often one of the best savings rates and definitely the best app. Transferring money in and out is instant Reviewed on: 3rd March 2026

Easy to manage interface which works well.

5
Easy to manage interface which works well. Simple management of the vault of information relating to ones account. Opening new accounts is easy and related interest rates are competitive. A good experience. Reviewed on: 3rd March 2026

Atom Bank

5
This my 3 bond with Atom Bank great service easy to follow website. Rates are excellent. Easy process to open account. Highly recommended. Reviewed on: 3rd March 2026

I’ve several accounts with Atom.

5
I’ve several accounts with Atom. They’re competitive, app easy to use. Reviewed on: 3rd March 2026

Always super efficient and competitive saving rates

5
Always super efficient and competitive saving rates Reviewed on: 3rd March 2026

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