Smart Money People Logo

Atom Bank: Savings reviews

4.92
Based on 4,894 reviews, last reviewed 4th Mar 2026
13600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Generally good although the cash back deals are not... Generally good although the cash back deals are not as good as previously Reviewed on: 4th March 2026
Dud's avatar
Dud

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4894)

Simple app with full control of my account

5
I found it a simple process to create my online savings account and manage this through the app. I get up to date information about my account and forecasts for my future interest payments, all through the simple to use app. Reviewed on: 23rd April 2025

Great interest rates, easy to use

5
Great interest rates, easy to use Reviewed on: 23rd April 2025

Easy to setup account on the app, easy to use app, g...

5
Easy to setup account on the app, easy to use app, good to know that 85k is covered if anything should go wrong, one of the best savings rate on the market right now Reviewed on: 23rd April 2025

Easy to use.

5
Easy to use. Confident that help and support is at the end of a phone call or a live chat. Very professional and helpful. Reviewed on: 23rd April 2025

A very good app/company

5
A very good app based product and a very good company. Efficient, easy to use, logical, and good rates. Faultless from what I can see. Reviewed on: 23rd April 2025

I am really satisfied with my Atom Banking.

5
I have a lot of credit cards and also some savings. I 've searched a lot to find what is the best savings account of the market and i must say i am really happy with what Atom Bank provide. The best interest reward and frexibility. Reviewed on: 23rd April 2025

Excellent user friendly App

5
App very user friendly and easy to navigate. Easy to transfer money to/from nominated Bank Reviewed on: 23rd April 2025

I have been banking with Atom Bank for over three years

5
I have been banking with Atom Bank for over three years, the app is so easy to use, great interest rates. I hold to accounts with them, one fixed and the other current account, both are great. I have already recommend family and friends. Reviewed on: 23rd April 2025

Best Bank in the market

5
The app is ahead of any other bank. So easy to navigate around. In addition to having excellent returns on savings Reviewed on: 23rd April 2025

Atom Bank experience

5
The app is user friendly and secure Reviewed on: 23rd April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products