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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4593 reviews)

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4.92

Based on 4,593 reviews, last reviewed 14th Oct 2025

86% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Brilliant service. Brilliant service. Very efficient. Would recommend without hesitation. Reviewed on: 14th October 2025

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4593)

When ever I have needed to get in touch with Atom I...

When ever I have needed to get in touch with Atom I have experienced excellent communication and my issues I been resolved immediately.I hope in the future they go further then just savings as this is an excellent company. Reviewed on: 17th April 2025

Simple to Use

I am not experienced in managing personal finance, but it was very simple to set up the account. I also appreciated the information about each product available to help me make decisions about what to do with my money. The app is simple to use and gives a good overview of what my money is doing. Reviewed on: 17th April 2025

Instant saver account

Account was recommended by a friend. Was so easy to set up and easy to transfer money between account. Interest rate was good at the start but has dropped now like most. Overall pleased. Reviewed on: 17th April 2025

Great app, easy to use

I found the Atom app really easy to you, clear instruction especially when money is about to mature, really impressed Reviewed on: 17th April 2025

Simple to understand app and excellent interest rates

Simple to understand app and excellent interest rates Reviewed on: 17th April 2025

Panic slightly.

Had a small problem when I started. Like what or how my wife could receive the money, if anything happened to me. the lady i spoke to was very helpful and friendly, brilliant, thank you. Reviewed on: 17th April 2025

Love atom bank

Website easy to navigate and products are good value with best interest rates plus very safe with facial recognition Reviewed on: 17th April 2025

Seamless online service overall

Seamless service overall, albeit reduced interest rates after initial account opening. Never had to deal with customer service. Reviewed on: 17th April 2025

Web app is super easy to navigate.

Web app is super easy to navigate. Always kept updated with any changes on rates. Moving money from instant saver account to nominated bank account is in account within seconds. I would never leave this bank and can only offer positive feedback as in my opinion best bank on the market. There are lots of banks but I would only ever recommend Atom to family and friends. You deserve to win. Reviewed on: 17th April 2025

Easy to use app, decent rate.

Easy to use app, decent rate. A Martin Lewis recommendation too, what's not to like. Reviewed on: 17th April 2025

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