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Atom Bank: Savings reviews

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4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5194)

I like Atom Bank for the straightforward information...

5
I like Atom Bank for the straightforward information supplied about the choices on offer. I particularly like the projections for the deposit amounts and the interest outcomes over the long and short terms offered. The contact log in via my smartphone is easy and the security of "My voice is my ....." security feature is very helpful. Reviewed on: 19th April 2025
Keith A's avatar
Keith A

Excellent service

5
Excellent service the app is easy to use and the staff are very helpful if we need any help. Reviewed on: 19th April 2025
V H's avatar
V H

Easy set up and usable app, can’t fault it, pleased...

5
Easy set up and usable app, can’t fault it, pleased with what it provides. Reviewed on: 19th April 2025
Jane H's avatar
Jane H

An excellent banking experience

5
It is easy to open an account t, no problems in using the account, and generally it feels safe and intuitive. Reviewed on: 19th April 2025
S H's avatar
S H

Easy to use.

5
Easy to use. So far fantastic service Reviewed on: 19th April 2025
Karen R's avatar
Karen R

Best banking app

5
Best banking app I've ever used, and I've used a lot! Reviewed on: 19th April 2025
Dave Ziemann's avatar
Dave Ziemann

Great rates and great service.

5
Atom Bank was offering the best interest rate on a fixed bond, it was easy to open an account and easy to use and understand. Reviewed on: 19th April 2025
Jeffrey B's avatar
Jeffrey B

Atom bank review

5
Atom bank has been very easy to use, quick transfers, easy interface, making saving simple Reviewed on: 19th April 2025
Reviewee's avatar
Reviewee

Great service from Atom.

5
I have received great service from Atom. The app is simply to navigate and I have not experienced any issues. The big bonus with Atom is their competitive interest rates. Reviewed on: 19th April 2025
Val's avatar
Val

Easy to access and setup accounts.

5
Easy to access and setup accounts. Reviewed on: 19th April 2025
Pete's avatar
Pete

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