Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4812 reviews)

View other Atom Bank products

4.92

Based on 4,812 reviews, last reviewed 20th Feb 2026

10250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent App & Competitive Rates Their app is really easy to use and their rates paid very competitive. Reviewed on: 20th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (4812)

Excellent website easy to navigate, great interest r...

Excellent website easy to navigate, great interest rates, informative emails, have had several accounts with Atom and will do in the future. Definitely recommend Reviewed on: 17th April 2025

Incredible interest rates for a savings account.

Incredible interest rates for a savings account. Recommended to my dad who also opened an account and loves this bank Reviewed on: 17th April 2025

Atom have been amazing since I stared to use them fo...

Atom have been amazing since I stared to use them for my savings Reviewed on: 17th April 2025

Amazing interest rates, hassle free set up and no pr...

Amazing interest rates, hassle free set up and no problems. Reviewed on: 17th April 2025

competitive and efficient

Best interest rates and easy to reset your PIN if you have forgotten it like some other online banks who want photos of your face again and photo of your passport. Reviewed on: 17th April 2025

Easy and quick to usgoode account

Easy and quick to use account on line Reviewed on: 17th April 2025

.Humans not Chatbots

Customer service top notch online chat and telephone queries promptly responded to by humans. Reviewed on: 17th April 2025

Thank you

Good rates, easy app, sorted and live in no time at all Reviewed on: 17th April 2025

So easy, yet so professional !

I have held a number of fixed savings accounts for several years now. Everything has been super easy. The application process is very straightforward and quick. The app is fantastic and very simple to use. Interest rates offered are usually very competitive. I really like the option of monthly interest payments (One of my key reasons for choosing Atom). Communication is always quick, clear and understandable. The whole ethos of Atom Bank Savings is a breath of fresh air. All other banks should use Atom as their benchmark if they want to offer a modern, flexible, online banking service with a good range of products. Reviewed on: 17th April 2025

Easy App to navigate

The Atom app is very easy to navigate and user friendly. Reviewed on: 17th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Sheffield Credit Union 4.92 from 682 reviews
Children's savings accounts
from Nottingham Building Society 5.00 from 1 reviews
Savings accounts
from Moneybox app 4.94 from 934 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.83 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub