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Atom Bank: Savings reviews

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4.91
Based on 5,208 reviews, last reviewed 19th Apr 2026
56100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026
Adrian G's avatar
Adrian G

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

ATOM bank is secure, convenient and easy to use

5
The app for ATOM bank is secure, convenient and easy to use. Interest rates on savings are excellent and the information supplied by the bank is top quality. Reviewed on: 19th April 2025
William Curtis's avatar
William Curtis

Easy and competitive .

5
Very easy to set up a new savings account. Great app and competitive interest rates Reviewed on: 19th April 2025
Rachel S's avatar
Rachel S

Easy to use app.

5
Easy to use app. Customer friendly Reviewed on: 19th April 2025
Lou D's avatar
Lou D

Easy to use app.

5
Easy to use app., competitive interest rates. Reviewed on: 19th April 2025
Nigel's avatar
Nigel

I like Atom Bank for the straightforward information...

5
I like Atom Bank for the straightforward information supplied about the choices on offer. I particularly like the projections for the deposit amounts and the interest outcomes over the long and short terms offered. The contact log in via my smartphone is easy and the security of "My voice is my ....." security feature is very helpful. Reviewed on: 19th April 2025
Keith A's avatar
Keith A

Excellent service

5
Excellent service the app is easy to use and the staff are very helpful if we need any help. Reviewed on: 19th April 2025
V H's avatar
V H

Easy set up and usable app, can’t fault it, pleased...

5
Easy set up and usable app, can’t fault it, pleased with what it provides. Reviewed on: 19th April 2025
Jane H's avatar
Jane H

An excellent banking experience

5
It is easy to open an account t, no problems in using the account, and generally it feels safe and intuitive. Reviewed on: 19th April 2025
S H's avatar
S H

Easy to use.

5
Easy to use. So far fantastic service Reviewed on: 19th April 2025
Karen R's avatar
Karen R

Best banking app

5
Best banking app I've ever used, and I've used a lot! Reviewed on: 19th April 2025
Dave Ziemann's avatar
Dave Ziemann

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