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Atom Bank: Savings reviews

4.92
Based on 4,805 reviews, last reviewed 13th Feb 2026
9900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easiest bank app to use. Easiest bank app to use. Interest is good and paid on time and on maturity money is returned immediately. Reviewed on: 13th February 2026
Tom's avatar
Tom

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026
Mike's avatar
Mike

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4805)

Never had a problem

5
Never had a problem since setting up my account , very easy to use and transfer money to and from.Customer services were helpful when I switched mobile phones and had to work out how to register the new one , decent interest rates too compared to banks and building societies these days. Reviewed on: 17th April 2025

Everything I do interacting with app works.

5
Everything I do interacting with app works. Never had a bad experience Reviewed on: 17th April 2025

Delighted with the Atom Bank App

5
Setting up.my account from start to finish was exceptionally easy. App so easy to use. Highly recommend the bank. Reviewed on: 17th April 2025

The best of the best

5
Used Atom for years-always very good rates, always easy log in and clear pages, just perfect . On the rare occasions of needing to chat to a human, the response has been super polite and professional. Reviewed on: 17th April 2025

Very happy with Atom

5
We've been with Atom some years now...and it's all been perfect, easy to use and good interested rates Reviewed on: 17th April 2025

Great app - easy to use and great interest rates

5
Great app - easy to use and great interest rates Reviewed on: 17th April 2025

Good bank with easy to use App

5
I have been a customer for 6 years and find the website easy to navigate and it is clear and concise. I’ve never had to get in touch with customer service as never had an issue. Would recommend Reviewed on: 17th April 2025

Excellent Service.

5
Excellent Service. I would definitely recommend Atom. Reviewed on: 17th April 2025

I am happy with your service but extremely disappoin...

3
I am happy with your service but extremely disappointed that you will not open an account for my wife of 49 years. We have tried numerous times but have not been successful despite speaking with your advisors. Reviewed on: 17th April 2025

I have found dealing with your online account great.

5
I have found dealing with your online account great. The only disappointment for me is you don't do a cash isa. I think this would be a great addition. Reviewed on: 17th April 2025

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