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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Modern V Dinosaur

its was a wake up call to see Atom Bank modern professional and just what I want. Reviewed on: 5th February 2025

Good interest rates.

Good interest rates. Easy to use app Reviewed on: 5th February 2025

Awesome Atom

Easy to use. Great rates. Easy to access info. Reviewed on: 5th February 2025

Atom bank is perfect for me!

I discovered Atom bank last year and very happy about it. During this time I already opened several savings accounts. It's very officiant and always on the ball bank. Money would be transferred immediately without any delay. Rates are very good. System works perfect: notifications, E-mails, info about products. Reviewed on: 5th February 2025

Long time saver

As all the banks in my town have closed it seems natural to use online banking for saving as well as the everyday stuff. Atom Bank was the first one I tried and I've been very pleased with it as a savings account. The rates are usually pretty near to top of the chart. Using ther app is pretty easy and the instructions are in plain English. Reviewed on: 5th February 2025

Great service

Customer service gentle with us oldies Reviewed on: 5th February 2025

A simple to use app and great rates

A simple to use app and some of the best fixed saver rates currently for my various pots means my money goes further! Reviewed on: 5th February 2025

Great online saving

Easy to do online, good interest rates! Helps me to save for the things I need. Reviewed on: 5th February 2025

Hands-down the most user friendly bank for savings

Atom bank is the most user friendly bank I use (and I've used a lot of the high street banks over the years). I especially like the ability to open multiple savings accounts with ease (some banks only let you have one, and often I want to split money across multiple fixed savers opened at different times, with different terms, etc), and the fact they provide a single interest summary for your tax return at the end of each tax year. Reviewed on: 5th February 2025

Very clear account navigation

Very clear account navigation - activity always on due date even on a weekend Reviewed on: 5th February 2025

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