Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5193)

Great online saving

5
Easy to do online, good interest rates! Helps me to save for the things I need. Reviewed on: 5th February 2025

Hands-down the most user friendly bank for savings

5
Atom bank is the most user friendly bank I use (and I've used a lot of the high street banks over the years). I especially like the ability to open multiple savings accounts with ease (some banks only let you have one, and often I want to split money across multiple fixed savers opened at different times, with different terms, etc), and the fact they provide a single interest summary for your tax return at the end of each tax year. Reviewed on: 5th February 2025

Very clear account navigation

5
Very clear account navigation - activity always on due date even on a weekend Reviewed on: 5th February 2025

Just a great organized bank.

5
Just a great organized bank. Easy to access an responsive. No fuss bank Reviewed on: 5th February 2025

Easy to use site.

5
Easy to use site. Always competitive interest rates. Reviewed on: 5th February 2025

easy access saver

5
Best rate for an easy access saver, handy for putting money away for a house deposit and being able to take it when needed Reviewed on: 5th February 2025

everything has been easy and good

5
everything has been easy and good Reviewed on: 5th February 2025

Good App, savings rate mostly competitive to wider m...

5
Good App, savings rate mostly competitive to wider market Reviewed on: 5th February 2025

Easy to use and good rates of interest

5
Easy to use and good rates of interest Reviewed on: 5th February 2025

Atom Bank, easy peasy

5
Website is easy to use to open an account, it's easy to navigate so you see your financial position and the interest rates are some of the best available Reviewed on: 5th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products