Smart Money People Logo
Go to business site
Share this page
Link copied

Atom Bank: Savings reviews

View other Atom Bank products
4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Atom Bank Savings reviews (5193)

Great service

5
Easy to access and to use. Great interest rates. My money gets to work hard. A variety of options to choose from. Reviewed on: 5th February 2025
MB's avatar
MB

Competitive rates of return on an annual basis, with...

5
Competitive rates of return on an annual basis, with knowledge and friendly staff providing sublime customer support. I would recommend this bank to all friends and family. Reviewed on: 5th February 2025
Stuart M's avatar
Stuart M

Great app, easy to use,great customer service

5
Great app, easy to use,great customer service Reviewed on: 5th February 2025
Treds's avatar
Treds

Modern V Dinosaur

5
its was a wake up call to see Atom Bank modern professional and just what I want. Reviewed on: 5th February 2025
Atom ST's avatar
Atom ST

Good interest rates.

5
Good interest rates. Easy to use app Reviewed on: 5th February 2025
Lisa C's avatar
Lisa C

Awesome Atom

5
Easy to use. Great rates. Easy to access info. Reviewed on: 5th February 2025
Laura I's avatar
Laura I

Atom bank is perfect for me!

5
I discovered Atom bank last year and very happy about it. During this time I already opened several savings accounts. It's very officiant and always on the ball bank. Money would be transferred immediately without any delay. Rates are very good. System works perfect: notifications, E-mails, info about products. Reviewed on: 5th February 2025
Svitlana 's avatar
Svitlana

Long time saver

5
As all the banks in my town have closed it seems natural to use online banking for saving as well as the everyday stuff. Atom Bank was the first one I tried and I've been very pleased with it as a savings account. The rates are usually pretty near to top of the chart. Using ther app is pretty easy and the instructions are in plain English. Reviewed on: 5th February 2025
Ian B's avatar
Ian B

Great service

5
Customer service gentle with us oldies Reviewed on: 5th February 2025
Rosemary D's avatar
Rosemary D

A simple to use app and great rates

5
A simple to use app and some of the best fixed saver rates currently for my various pots means my money goes further! Reviewed on: 5th February 2025
Ebrahim's avatar
Ebrahim

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank

  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill