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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very prompt replies & great customer service

Very prompt replies & great customer service Reviewed on: 5th February 2025

Uncomplicated, excellent savings products.

Opening accounts are so straight forward, communication is spot on and the interest is one of the best. I've enjoyed shirt term and long term excellent interest rates. Reviewed on: 5th February 2025

Have found Atom bank easy to use very informal

Have found Atom bank easy to use very informal Reviewed on: 5th February 2025

App is very convenient to use, interest rates are go...

App is very convenient to use, interest rates are good and calls are handled by humans not automated!! Reviewed on: 5th February 2025

Easy to use and competitive interest rates

Easy to use and competitive interest rates Reviewed on: 5th February 2025

Great simple platform to use with competitive savings

Great simple platform to use with competitive savings Reviewed on: 5th February 2025

Excellent App

Love using the App. Very easy to use and competitive rates on fixed rate savers. Reviewed on: 5th February 2025

Great rates, delivered in a slick app

Some of the best rates around, all delivered in one of the slickest apps around which tells you everything you could ever need to know about your savings. Taking out a new product takes just a minute, but you still feel informed. I have recommended Atom to a few people. Reviewed on: 5th February 2025

Problems are so small, you could say the size of an...

Problems are so small, you could say the size of an 'Atom'. Reviewed on: 5th February 2025

A caring efficient, clear simple functionality

A caring efficient modern financial operation. Good products, clear simple functionality on the App. A local UK operator I can trust. Reviewed on: 5th February 2025

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