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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great rates, delivered in a slick app

5
Some of the best rates around, all delivered in one of the slickest apps around which tells you everything you could ever need to know about your savings. Taking out a new product takes just a minute, but you still feel informed. I have recommended Atom to a few people. Reviewed on: 5th February 2025

Problems are so small, you could say the size of an...

5
Problems are so small, you could say the size of an 'Atom'. Reviewed on: 5th February 2025

A caring efficient, clear simple functionality

5
A caring efficient modern financial operation. Good products, clear simple functionality on the App. A local UK operator I can trust. Reviewed on: 5th February 2025

Amazing Atom

5
Good rates, easy to administer via the app Reviewed on: 5th February 2025

Excellent service!

5
The app is great and easy to use. When i had to phone the bank to change my details, I wasn't left waiting to talk to someone and the service was very professional, quick and friendly. I was very impressed. Reviewed on: 5th February 2025

Easy to open accounts and manage !

5
Easy to open accounts and manage ! Reviewed on: 5th February 2025

Reliable, competitive, excellent all round

5
Clear, straightforward and reliable app to manage my accounts. Good range of saving options with very good interest rates. Reviewed on: 5th February 2025

Excellent app no problems and great rates

5
Excellent app no problems and great rates Reviewed on: 5th February 2025

Great bank!

5
From opening my accounts, to depositing or withdrawing funds, the App is simple to use and always works first time. Reviewed on: 5th February 2025

The app was simple to use and set up.

5
The app was simple to use and set up. Money moves instantly between my accounts. I can move money in and out as many times as i need.The interest rate is one of the best I could find. What else do I need? Reviewed on: 5th February 2025

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