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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

A easy to use with good savings rates.

I’ve been using Atom Bank for several years now. Easy to use and always maintained a good savings rates. Reviewed on: 5th February 2025

OUTSTANDING RATING

Rarely would I give an OUTSTANDING rating but Atom Bank fulfilled both my short term and long term savings with excellent and leading interest rates. Everything is clearly laid out and succinct. Deposits in are instantaneously seen through their App which I rate 1st Class. I have experience with other banks but overall I would state the Team at Atom Bank are first rate and well worthy of winner status. Reviewed on: 5th February 2025

Really easy to open account and clear info with grea...

Really easy to open account and clear info with great choices Reviewed on: 5th February 2025

Set up an Atom account after seeing it in the financ...

Set up an Atom account after seeing it in the financial pages of The Times. Great I terest rate and easy to set up. Reviewed on: 5th February 2025

Very easy to open accounts.

Very easy to open accounts. I managed to do everything on line. Very good rates of interest paid so would definitely recommend Reviewed on: 5th February 2025

Have been saving with Atom for the past 6 years bril...

Have been saving with Atom for the past 6 years brilliant service easy app to navigate excellent interest for fixed term savers Reviewed on: 5th February 2025

Excellent rates and user friendly site.

Excellent rates and user friendly site. Reviewed on: 5th February 2025

Atom Bank have been so easy to use.

Atom Bank have been so easy to use. Their app is simple yet informative, the savings rates are always competitive and their communication strikes the right balance. I recommend to all my friends and have opened more savings accounts with them. Reviewed on: 5th February 2025

Most reliable

I have been with the Atom bank for 6 years and they are totally reliable they contact you and offer any help you may need when your savings ate ready to finish and the rates are the best I have had to date Reviewed on: 5th February 2025

Love Atom

I have been saving with Atom for years. A very easy app to use and good returns on investment Reviewed on: 5th February 2025

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