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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Efficient and painless

Efficient and easy to access account for a painless procedure Reviewed on: 5th February 2025

Mighty Atom

I have had many savings account with Atom. Their interest rates are always extremely competitive and their service is exemplary Reviewed on: 5th February 2025

Really easy system to use, good rates of interest th...

Really easy system to use, good rates of interest that do not fluctuate too much or too often. Plenty of products available to suit all incomes and simple system showing interest that can be achieved. Withdrawals are easy to request and money is transferred almost immediately. Reviewed on: 5th February 2025

I have nothing but praise for Atom.

I have nothing but praise for Atom. So easy to deal with, competitive returns and instant transactions. Highly highly recommend - and have done to friends and family. Reviewed on: 5th February 2025

Atom Bank are excellent

Opening account online was easy to navigate. The app is very user friendly. I had to contact the customer service team and got through to a person straight away ( not a chat bot like a lot of banks or having to listen to lots of options before you get through to a person). The interest rates are some of the best available. Would thoroughly recommend Atom bank. Reviewed on: 5th February 2025

Easy to use app one of the best & good...

Easy to use app one of the best & good documentation Reviewed on: 5th February 2025

Competitive products accessible from a great app.

Competitive products accessible from a great app. Reviewed on: 5th February 2025

Great online bank easy to use and safe

Great online bank easy to use and safe Reviewed on: 5th February 2025

Atom is great for online savings

Easy to use app, that has helped me to have a ladder of fixed savings bonds, which makes me feel.very secure financially Reviewed on: 5th February 2025

Fantastic interest rates.

Fantastic interest rates. Had a problem with an annoying message that wouldn't go away. Contacted via the online chat and after sending screenshots of the issue, the matter was fixed. Even received a phone call to check that the problem had been resolved. Reviewed on: 5th February 2025

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