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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Best rates

5
Some of the best fixed rates on savings accounts.Mobile app and online banking is clear a swift, uncomplicated. Subscription and registration was simple. Very pleased. Reviewed on: 5th February 2025

Highly recommended

5
An efficient, customer centric bank that gives me confidence - recommended to both my children who also now have accounts. Well done Atom bank. Reviewed on: 5th February 2025

Excellent.

5
Excellent. Very user friendly app. Easy to use, easy to understand. Great interest rates. Reviewed on: 5th February 2025

Efficient and painless

5
Efficient and easy to access account for a painless procedure Reviewed on: 5th February 2025

Mighty Atom

5
I have had many savings account with Atom. Their interest rates are always extremely competitive and their service is exemplary Reviewed on: 5th February 2025

Really easy system to use, good rates of interest th...

5
Really easy system to use, good rates of interest that do not fluctuate too much or too often. Plenty of products available to suit all incomes and simple system showing interest that can be achieved. Withdrawals are easy to request and money is transferred almost immediately. Reviewed on: 5th February 2025

I have nothing but praise for Atom.

5
I have nothing but praise for Atom. So easy to deal with, competitive returns and instant transactions. Highly highly recommend - and have done to friends and family. Reviewed on: 5th February 2025

Atom Bank are excellent

5
Opening account online was easy to navigate. The app is very user friendly. I had to contact the customer service team and got through to a person straight away ( not a chat bot like a lot of banks or having to listen to lots of options before you get through to a person). The interest rates are some of the best available. Would thoroughly recommend Atom bank. Reviewed on: 5th February 2025

Easy to use app one of the best & good...

5
Easy to use app one of the best & good documentation Reviewed on: 5th February 2025

Competitive products accessible from a great app.

5
Competitive products accessible from a great app. Reviewed on: 5th February 2025

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