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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great online bank easy to use and safe

Great online bank easy to use and safe Reviewed on: 5th February 2025

Atom is great for online savings

Easy to use app, that has helped me to have a ladder of fixed savings bonds, which makes me feel.very secure financially Reviewed on: 5th February 2025

Fantastic interest rates.

Fantastic interest rates. Had a problem with an annoying message that wouldn't go away. Contacted via the online chat and after sending screenshots of the issue, the matter was fixed. Even received a phone call to check that the problem had been resolved. Reviewed on: 5th February 2025

A easy to use with good savings rates.

I’ve been using Atom Bank for several years now. Easy to use and always maintained a good savings rates. Reviewed on: 5th February 2025

OUTSTANDING RATING

Rarely would I give an OUTSTANDING rating but Atom Bank fulfilled both my short term and long term savings with excellent and leading interest rates. Everything is clearly laid out and succinct. Deposits in are instantaneously seen through their App which I rate 1st Class. I have experience with other banks but overall I would state the Team at Atom Bank are first rate and well worthy of winner status. Reviewed on: 5th February 2025

Really easy to open account and clear info with grea...

Really easy to open account and clear info with great choices Reviewed on: 5th February 2025

Set up an Atom account after seeing it in the financ...

Set up an Atom account after seeing it in the financial pages of The Times. Great I terest rate and easy to set up. Reviewed on: 5th February 2025

Very easy to open accounts.

Very easy to open accounts. I managed to do everything on line. Very good rates of interest paid so would definitely recommend Reviewed on: 5th February 2025

Have been saving with Atom for the past 6 years bril...

Have been saving with Atom for the past 6 years brilliant service easy app to navigate excellent interest for fixed term savers Reviewed on: 5th February 2025

Excellent rates and user friendly site.

Excellent rates and user friendly site. Reviewed on: 5th February 2025

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