Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Very easy to use app

Very easy to use app and great service when you need it. Top interest rates on savings products too Reviewed on: 5th February 2025

Faster than you can boil a kettle!

I recently opened a new savings account with Atom, which was such a quick and easy process that I didn't even get time to boil the kettle! And it's a far better interest rate than anything I've seen elsewhere, for my purposes. Reviewed on: 5th February 2025

Great bank app that is easy to use

Great bank app that is easy to use Reviewed on: 5th February 2025

A excellent banking experience and user friendly app

A excellent banking experience with a very user friendly banking app that has the best features I’ve experienced so far. Very glad I discovered Atom. Great savings rates with plenty of choice of different rates and terms. 10/10! Reviewed on: 5th February 2025

Easy to navigate despite it being purely a online fa...

Easy to navigate despite it being purely a online facility however if I need to speak to someone I have no problem reaching out to them directly and not confronted with a bot at first contact Reviewed on: 5th February 2025

So far so good.

So far so good. New to this but open minded. Reviewed on: 5th February 2025

I have found Atom really easy to use and the all is...

I have found Atom really easy to use and the all is really accessible. I like the ability to forecast my savings to see how much I will earn. It really helps motivate me to keep saving for the future. Reviewed on: 5th February 2025

Easy to use.

Easy to use. Quick customer service. Reviewed on: 5th February 2025

easy to use app, good security, good interest rates

easy to use app, good security, good interest rates Reviewed on: 5th February 2025

Very satisfied customer!!

The savings account has a great rate, a user friendly app and a professional service. I’m very happy! Reviewed on: 5th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings account
from Hargreaves Lansdown 4.28 from 8 reviews
Savings
from Penrith Building Society 4.21 from 5 reviews
Savings
from The Cambridge Building Society 4.12 from 2 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub