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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5210)

Easy to use, competitive rates.

5
Easy to use, competitive rates. Have only had good experiences with Atom. Information is clear and understandable. Quick to move money about. All in all positive feedback. Reviewed on: 5th February 2025

Always in the top group for interest rates, easy app.

5
Always in the top group for interest rates, nice easy app, clear offer. Reviewed on: 5th February 2025

Great service and very user friendly.

5
A very easy, user friendly process for setting up and navigating accounts. Very secure and all information is easily accessible. Customer service is spot on and as a customer of many years I highly recommend Atom. Reviewed on: 5th February 2025

Great products & services

5
I have had excellent service from Atom for both a mortgage and savings accounts. They have very competitive interest rates. Very happy with their products and services. Reviewed on: 5th February 2025

As a new customer I found it easy to join and make d...

5
As a new customer I found it easy to join and make deposits. Good information about interest gained and very competitive interest rates. I also received a quick response for a query which answered my question. Reviewed on: 5th February 2025

easy to use app and competitive ...

4
Atom bank has an easy to use app and very competitive rates across both fixed rate and easy access accounts Reviewed on: 5th February 2025

Easy to use app and easy to transfer money between a...

5
Easy to use app and easy to transfer money between accounts. Reviewed on: 5th February 2025

Always contactable and helpful.

5
Always contactable and helpful. Good range of products and an easy to understand website. The whole investment process is seamless and secure. Reviewed on: 5th February 2025

App easy to use and very secure.

5
App easy to use and very secure. Good rate of interest. Reviewed on: 5th February 2025

Very easy to open accounts.

5
Very easy to open accounts. Great rates of interest. Reviewed on: 5th February 2025

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Help others make smarter decisions by sharing your own experience. Write a review