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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very easy to use and great rates.

Very easy to use and great rates. I would highly recommend their accounts. Reviewed on: 5th February 2025

Excellent Bank

I have been an Atom customer for the past 5 years. The app is really easy to use. Interest rates are competitive. If you do need to speak to someone you can quite easily with no long wait time. I would highly recommend Atom Bank. Reviewed on: 5th February 2025

no hassle banking that just works!

no hassle banking that just works!!! Reviewed on: 5th February 2025

Brilliant for savings accounts

Very easy to set up an account via the app and navigate through it. Interest rates also really competitive. Overall would definitely recommend Atom. Reviewed on: 5th February 2025

I’ve always had seamless transactions when depositin...

I’ve always had seamless transactions when depositing or withdrawing Reviewed on: 5th February 2025

Savings ...

I have always been pleased with all savings account I have had at atom, and open new account often.i suggest to others that they should do the same Reviewed on: 5th February 2025

Great service, great app, great value

The app is effective & informative - and secure. Easy to use and deal with funds in, out & transferring, documents are stored for review (nice touch), and the app notifies after deposit. Great rates. I like it :) Reviewed on: 5th February 2025

My experience banking with Atom bank has been seamle...

My experience banking with Atom bank has been seamless and efficient. Reviewed on: 5th February 2025

New, happy customer.

I've not been with Atom Bank long but very easy & straight forward to apply & set up. No problem, easy to use app & everything is clear to understand. Well done Atom Bank. Reviewed on: 5th February 2025

Excellent account for my savings.

Excellent account for my savings. All online. Very easy to set up and great rates. Excellent app too. Reviewed on: 5th February 2025

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