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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

My experience banking with Atom bank has been seamle...

My experience banking with Atom bank has been seamless and efficient. Reviewed on: 5th February 2025

New, happy customer.

I've not been with Atom Bank long but very easy & straight forward to apply & set up. No problem, easy to use app & everything is clear to understand. Well done Atom Bank. Reviewed on: 5th February 2025

Excellent account for my savings.

Excellent account for my savings. All online. Very easy to set up and great rates. Excellent app too. Reviewed on: 5th February 2025

Easy to use, competitive rates.

Easy to use, competitive rates. Have only had good experiences with Atom. Information is clear and understandable. Quick to move money about. All in all positive feedback. Reviewed on: 5th February 2025

Always in the top group for interest rates, easy app.

Always in the top group for interest rates, nice easy app, clear offer. Reviewed on: 5th February 2025

Great service and very user friendly.

A very easy, user friendly process for setting up and navigating accounts. Very secure and all information is easily accessible. Customer service is spot on and as a customer of many years I highly recommend Atom. Reviewed on: 5th February 2025

Great products & services

I have had excellent service from Atom for both a mortgage and savings accounts. They have very competitive interest rates. Very happy with their products and services. Reviewed on: 5th February 2025

As a new customer I found it easy to join and make d...

As a new customer I found it easy to join and make deposits. Good information about interest gained and very competitive interest rates. I also received a quick response for a query which answered my question. Reviewed on: 5th February 2025

easy to use app and competitive ...

Atom bank has an easy to use app and very competitive rates across both fixed rate and easy access accounts Reviewed on: 5th February 2025

Easy to use app and easy to transfer money between a...

Easy to use app and easy to transfer money between accounts. Reviewed on: 5th February 2025

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