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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Rewards for being good

I chose Atom because they were the only ones offering an account that rewards me if I don't make withdrawals. This allows me to keep control of my money. They're very helpful and the app is so easy to use. Thank you Reviewed on: 6th February 2025

Very easy to do business with.

Very easy to do business with. Good rates and good customer service. Reviewed on: 6th February 2025

App very easy to use

Very easy to use app, simple and straight forward Reviewed on: 6th February 2025

Competitive savings rates, intuitive app and plain e...

Competitive savings rates, intuitive app and plain english communication. What more does an investor need? Reviewed on: 5th February 2025

Excellent products and interest rates

Excellent products and interest rates Reviewed on: 5th February 2025

Good interest rate, very friendly service and website

Good interest rate, very friendly service and website Reviewed on: 5th February 2025

Very easy to setup and good interest rates.

Very easy to setup and good interest rates. Reviewed on: 5th February 2025

Very Good customer service.

Very Good customer service. App easy to use. Reviewed on: 5th February 2025

Excellent experience

Excellent experience, easy to sign up and interest rate paid monthly Reviewed on: 5th February 2025

Best bank out there.

I was quite apprehensive about using a banking app and I backed out of a few before I finished the process. Then I found Atom and just trusted them straight away. Best thing I’ve done for my money and never had a seconds worry about it. This is a very special company and they’ve just get it right. Well done Atom. Reviewed on: 5th February 2025

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