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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Great savings products and easy app

5
Great savings products and easy app Reviewed on: 6th February 2025

Great app and good interest rates.

5
Easy to use app when transferring money between accounts. Easy to read and understand different accounts on offer and straightforward to set up. I like the security as well, being able to choose between 6 digit code, fingerprint or facial recognition. Reviewed on: 6th February 2025

Good overall experience, easy to us app.

5
Good overall experience, easy to us app. Reviewed on: 6th February 2025

Review for award

5
I love this app based saving bank and have introduced several family members - 5 stars. Reviewed on: 6th February 2025

Doubts extinguished.

5
When I first used Atom Bank on the recommendation of a trusted friend I was wary of the service that an on-line service could offer. However my practical experience has completely erased those doubts. Being able to talk to a friendly helpful sympathetic advisor when I need help was extremely reassuring. Their combination of market leading interest rates, a user friendly website and the aforementioned practical help cannot in my experience be bettered. Reviewed on: 6th February 2025

Easy to item, manage and move money.

5
Easy to item, manage and move money. Reviewed on: 6th February 2025

The easiest savings app

5
Possibly the easiest and most informative savings app I've used Reviewed on: 6th February 2025

very high interest rate compared to other banks

5
very high interest rate compared to other banks Reviewed on: 6th February 2025

Easy to use app and value for money products.

5
Easy to use app and value for money products. I've been with them for many years, no problems. Innovative products Reviewed on: 6th February 2025

trustworthy and always pay out on time

5
The website is easy to us and i know the money pays out on time. This is important to me. Reviewed on: 6th February 2025

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