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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Always found Atom to have one of the best systems to...

Always found Atom to have one of the best systems to use and simple to get answers on problems Reviewed on: 6th February 2025

Great bank

Great interest rate, great app, great communication. Can't find anything bad to say about Atom. Reviewed on: 6th February 2025

Professional on line.

My Atom account was set up online easily, with clarity and a good interest rate. When the account expired there was regular and positive communication which was helpful. Reviewed on: 6th February 2025

Easy to set up & no problems since opening the accou...

Easy to set up & no problems since opening the account :) Reviewed on: 6th February 2025

Instant Saver and Instant Saver Reward

I have two savings accounts with Atom, one Instant Saver and one Instant Saver Reward. Both have really competitive interest rates and are really easy to set up and manage. The app is really user friendly and communication from Atom is good. Reviewed on: 6th February 2025

Happy, uncomplicated.

Happy, uncomplicated. Reasonable rates, easy access. Reviewed on: 6th February 2025

Easy to navigate online banking, decent interest rat...

Easy to navigate online banking, decent interest rate and a variety of options/accounts. Something for everyone! Reviewed on: 6th February 2025

Easy to use, secure and good savings products

An easy to use/access bank that gives a great range of savings products. Never had an issue with transferring money in or out - very simple to use and I like the security features, such as facial recognition Reviewed on: 6th February 2025

Atom Bank is very responsive and helpful, and I beli...

Atom Bank is very responsive and helpful, and I believe it’s product rates are always amongst the best available. Reviewed on: 6th February 2025

Website is very clear, I made an informed decision

The website is very clear, easy to navigate and provides all the information needed to make informed decisions Reviewed on: 6th February 2025

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