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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4592 reviews)

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4.93

Based on 4,592 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4592)

Okay to set up

Good rates and okay to set up however the UI could be imporved a little more and with more dashboard or other metrics/info Reviewed on: 8th February 2023

Great rates

Works really well and feels secure, and usually has some of the most competitive rates for savings Reviewed on: 2nd February 2023

Atom fixed saver

Brilliant app identified in minutes and saving immediately set up Reviewed on: 21st January 2023

Avoid - shocking experience

A V O I D - Really disappointing service. Have an elderly parent in care with increasing care bills and despite proving the outgoing costs they’re not happy to release the saving capital (we’re 50 months into a 60 month term). It took them a month to review the case, just time wasters!! Reviewed on: 18th January 2023

Online only and competitive

Took a fixed saver out as was reasonably competitive and managed solely online so no middle men. App is good but don't need to check often given the investment. Reviewed on: 17th January 2023

Fantastic savings rates

It was so easy to set up a savings account and to manage the account too. I feel comfortable knowing that the money can only be transferred back out to the account it came from. The interest rates are great - far better than being sat in my old ISA and I get an update every month and when the interest rate changes so I always know what’s happening! Reviewed on: 14th January 2023

Impossible!

Totally impossible to open an account, they blame TransUnion, TransUnion blame Atom and it goes on Reviewed on: 11th January 2023

Attaboy Atom

Scientists took ages to split the atom but it took me minutes to sign up to Atom - thanks for making it so easy. Reviewed on: 11th January 2023

Easy, quick set up. Great rates.

No problems, like the user experience and very competitive rates that move quickly with market changes. Reviewed on: 5th November 2022

Excellent Bank

Easy to use and great interest rates. Great service with Full information of the interest rates and products etc. Reviewed on: 26th September 2022

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