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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4787 reviews)

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4.92

Based on 4,787 reviews, last reviewed 12th Feb 2026

8950% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've been with Atom for a few years now. I've been with Atom for a few years now. Their rates are terrific and, as a 71 year old woman I sometimes don't understand how a bit of the system wo... Read more Reviewed on: 12th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4787)

Great rate of interest

Great interest rate for fixed savings Reviewed on: 16th March 2023

great service

Money movements are instant, app is intuitive and clear. Recommended! Reviewed on: 16th March 2023

Easy as 1,2,3

So simple to set up, app is super simple, now I just need to wait for my interest accurals in my fixed deposit! I gladly transferred over from a major high street bank since it did not have as high prefential interest rates. Reviewed on: 16th March 2023

Recommend

Fast,easy to work with,good interest rate. Reviewed on: 16th March 2023

Super easy savings

Great savings app, competitive rates Reviewed on: 16th March 2023

Easy to set account up. Excellent Interest rate and flexible terms

A real shake up of the banking system. Highly recommended! Reviewed on: 16th March 2023

Simple account.

Best interest given at the moment and simple app to use. Reviewed on: 16th March 2023

Dead Easy, Slick and Professional Online Accounts

ATOM offer competitive rates and a variety of products which aim to suit everybody’s needs. The online application process is very easy via the ATOM App. Everything is so straightforward and well explained. Monthly or Annual interest payments give you choice and flexibility. Online communication is quick, efficient, concise and professional. This is my 3rd account with ATOM. I can’t recommend them highly enough. Plus, they often feature on the Martin Lewis MSE website with their top rated / competitive products, so that gives you a high degree of confidence. Reviewed on: 13th March 2023

Easy to use and always get to speak to someone when needed

This is a very easy to use app and whenever I needed to speak to someone, I could without hassle. Would recommend. Reviewed on: 10th March 2023

Excellent banking app

Atom is an excellent app. It's very easy to apply for products and also keep track of your savings. Customer service is excellent. Brilliant interest rates. Very happy with the service. Reviewed on: 10th March 2023

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