Smart Money People Logo

Chip: Savings App reviews

4.93
Based on 14,520 reviews, last reviewed 5th Dec 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent. Excellent. Good returns, easy to use. Reviewed on: 12th October 2024
Tom's avatar
Tom

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14520)

Review of the Chip, Savings App:

All The Sizzle but Very Little Steak

2
All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Reviewed on: 5th December 2024

Simple to set up an ISA account with daily updates

5
Simple to set up an ISA account with clear daily updates on interest. Reviewed on: 4th April 2024

Great saving app

5
Found the app to be user friendly and watching your saving grow very encouraging to save. Reviewed on: 4th April 2024

Fantastic app with very competitive interest rates

5
Fantastic app with very competitive interest rates Reviewed on: 4th April 2024

The saving app works well with your bank connection.

5
The saving app works well with your bank connection. Easy withdrawal without penalty. When contacting Chip, a speedy reply is received Reviewed on: 4th April 2024

LOVE CHIP!!!

5
Been a member for a couple of years, plus invested twice through crowdcube have saving accounts stocks & shares plus bonus account love how easy it is to move money around see gains and watch your money grow Reviewed on: 4th April 2024

Chip Your Cash Into Chip.

5
I have a instant access account and a Chip instant access cash ISA a wow you can opt to have interest payments monthly and draw money when ever you want from your ISA if necessary. Reviewed on: 3rd April 2024

Beautifully designed app with great products

5
A beautifully designed app that is easy to use with great saving and investment products. Market-leading Cash ISA, interesting funds for their Stocks & Shares ISA and an innovative Prize Savings Account. Excellent customer service. On the very rare occasion that the app has experienced technical issues, they were on it straight away and were honest about what had happened, sending through a detailed report. Reviewed on: 2nd April 2024

Greapp for getting you sabing

5
Great app for getting you saving Reviewed on: 2nd April 2024

Can’t talk to them, customer service is awful

1
Tried contacting Chip but they have no telephone number, and only a web chat through the app. It’s not a real tine web chat as it takes a day for them to respond, so it’s impossible to have a coherent conversation with them especially if the response I get 1 day later is a scripted response not relevant to the issue I had. Reviewed on: 2nd April 2024
Reply from Chip Hi Jon, thank you for taking the time to leave us a review and a rating. Due to the nature of the Chip app and the service we offer, our customer contact is mainly through our app-based chat (which can be found on the 'Profile' tab in-app) and our support email address [email protected]. Please do get in touch with us through one of these channels and we'll be sure to get back to you as soon as possible. In regards to the chat, I can assure you that we have a full support team in place. I believe you may be referring to the automated responses that are given when you start a chat. These are just a way to help diagnose your issue and provide information before a member of the team picks it up to support you further. I apologise for any confusion there. Many thanks! - Ryan Response date: 17th April 2024
Chip's avatar
Chip

Great app, easy to use and works well along side my...

5
Great app, easy to use and works well along side my other money management apps. Well worth using. Reviewed on: 2nd April 2024