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Chip: Savings App reviews

4.92
Based on 14,657 reviews, last reviewed 18th Feb 2025
983% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easier savings Love saving when I didn’t think I could Reviewed on: 18th February 2025
Victoria D's avatar
Victoria D

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
Aubrey J's avatar
Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14658)

Review of the Chip, Savings App:

Easiest and best way to save with a market leading rate

5
I find personally for me that Chip offers the best consistent savings rate without me worrying that I need to keep checking and changing companies. Their customer service is always on hand to answer any queries and always answers honestly and quickly. I find access to the 'ears' of senior management is achievable and has shown in the past to take on board both investor and customer sentiment. Keep up the good work. Reviewed on: 22nd March 2023

Flexibilty and ease of use.

5
Flexibilty and ease of use. Regularly informed of any changes and sensible suggestions without being bombarded. Reviewed on: 18th January 2025

Amazing app with great features.

5
Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

I’ve been with chip from the very beginning.

5
I’ve been with chip from the very beginning. I’ve saved I’ve spent I’ve saved again.also invested with chip.customer service has always been fast and excellent Reviewed on: 18th January 2025

What an incredibly easy efficient and effortless way...

5
What an incredibly easy efficient and effortless way to save. I’ve learnt to adjust my speed ending and saving and to invest Holidays and large purchases are now a joy to save for rather than an ordeal Reviewed on: 18th January 2025

It’s been a great app to help build my wealth

5
It’s been a great app to help build my wealth Reviewed on: 17th January 2025

After over 50 years of vanking

5
After over 50 years of banking Chip is the only bank that actively encourages me to save Reviewed on: 17th January 2025

More than just a savings account with a good rate

5
I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that their interest rates is so much more competitive than the traditional banks. While the difference looks small, it is the compounding over time that has made it so worthwhile. The app is really easy to use, and the FSCS protection is reasuring. Now that they offer investment products as well I have been able to move beyond having a rainyday fund and savings for holidays to being able to invest for my long term future. Reviewed on: 17th January 2025

I've been using chip for over 5 years & always recom...

5
I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even my 70yr Pops to use! I don't think I'd ever move to any other app for my investing/Saving accounts Reviewed on: 17th January 2025

Giving me confidence around finances

5
I have been with chip for 3 years now and have had an amazing experience, they have helped me save for a house, go on our dream honeymoon, and give me peace of mind and confidence when it comes to my finances. Reviewed on: 17th January 2025

A game changer for savings & investments

5
Chip has completely transformed how I save money. The app is user-friendly, with a sleek design that makes managing finances a breeze. Its auto-save feature is a standout, effortlessly helping me build my savings without even thinking about it. The competitive interest rates, especially on their Cash ISA and Easy Access accounts, ensure my money works harder for me. What sets Chip apart is its transparency—clear information about rates, boosts, and features that make decision-making simple. The recent addition of new savings products shows their commitment to innovation and customer needs. Customer service is top-notch too; any queries I’ve had were resolved promptly and professionally. Chip isn’t just an app—it’s a financial partner I trust. Highly recommended for anyone looking to make saving smarter and easier. Reviewed on: 17th January 2025