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Chip: Savings App reviews

View other Chip products
4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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5%
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18214)

Makes saving effortless and rewarding

5
Chip honestly is an absolutely amazing product. I do my own manual saves on my own bank account, but generally those saves are for well defined goals with well defined timelines. Chip is amazing for building up that buffer for a rainy day, without noticing. Absolutely brilliant! Reviewed on: 10th March 2021
Lloyd Tucker's avatar
Lloyd Tucker

Best easy-access savings account at the moment

5
Best interest rate available at the moment. The app is excellently made, very easy to navigate, design is pleasing to look at. Reviewed on: 10th March 2021
n777777's avatar
n777777

Sensational savings app

5
The auto-saving facility has helped revolutionise my saving by taking small manageable chunks which overtime amount to a good amount of servings whether for a rainy day or large purchase. Functional, sleek and would/have recommended to all friends and family! Reviewed on: 10th March 2021
Chris Jordan's avatar
Chris Jordan

Innovative and relevant

5
Chip has entirely changed my relationship to money. It ensures I save extra every month, regardless of my financial situation. The customer service is so quick, helpful and present. They are constantly evolving their services to adapt to the wider landscape of 'high street' banking. Their newest account offering 1.25% is the highest non-paid for account I have been able to find by far. They also offer a further account with a lower interest rate which helps me to manage and look at my funds with them. Reviewed on: 10th March 2021
M's avatar
M

Does what it says on the tin and more

5
Clean, sleek interface. Brilliant algorithm that saves just enough. Upcoming products will turn this into a powerhouse. Reviewed on: 10th March 2021
Seb Rodrigues's avatar
Seb Rodrigues

Makes it easy to save

4
The install and setup of the pp is easy and it means that I can save regularly to multiple different savings pots and also different types of savings. Also they pay a reasonable interest rate Reviewed on: 10th March 2021
David Larkin's avatar
David Larkin

Amazing!

5
Very smart and organised app that gives you great returns! Miles better than most savings apps Reviewed on: 10th March 2021
Georgie's avatar
Georgie

Saving without noticing.

5
Super easy to use. It moves my money to savings when I can afford it. I’m saving money without noticing it. Reviewed on: 10th March 2021
CM's avatar
CM

Savings without the hassle!

5
I've recommended chip to loads of people! It's genuinely helped me to save by working out what I can afford to save and transferring it into my chip account! I don't notice it going and have a lovely savings pot now! I highly recommend you refer somone to join +1, the best savings account rate out there! Reviewed on: 10th March 2021
Ashnc's avatar
Ashnc

Chipping away

5
Love this little app, which squirrels away bits and bobs of money from my current account, and before I know it I’ve saved quite a bit of cash for future goodies like holidays etc. And it’s flexible so if you don’t want to put away their calculated savings you can either increase or decrease them as you wish. Great product. Reviewed on: 10th March 2021
Ann Large's avatar
Ann Large

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