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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing App that got a non-saver to save. A lot!

5
Before I started using Chip I had no savings at all. Since using the Chip auto-save feature it has inspired me to actually make manual saves and I am in the top 5% of savers on the App! Chip is a great way to start a saving journey. I also love how they are always innovating with new ideas around how to give savers better rates. Reviewed on: 10th March 2021

Great app

5
This has revolutionised my savings towards things like holidays etc. Reviewed on: 10th March 2021

Saving REALLY made easy

5
Chip Savings App really is "Saving Made Easy" - I have never in 55 years of trying to find a good regular way of saving come across such an easy, clean method of putting money aside - without thinking about it. The choice and the amount is made for you - and if you don't want to have the recommended amount transferred out of your chosen account just click when asked - otherwise, sit back and see your savings grow in front of your eyes. Reviewed on: 10th March 2021

Painless Saving

5
Love it. I am using it to pay down my mortgage twice a year. Really don't notice it leaving the account but getting to reduce my mortgage, otherwise I would just be frittering I suppose! I frequently recommend Chip to others. Reviewed on: 10th March 2021

Great Review

5
Easy to set up and run, using the app and talking to staff. Reviewed on: 10th March 2021

Best savings app on the market.

5
I have used Chip for 3 years+ and have not had one complaint, apart from the general marker rates, which Chip+1 is leader of the pack currently. Their customer support has quick turnaround and are very helpful. The app UI is clean and modern, not slow at all and overall usability is great. I have recommended Chip to my boss and colleagues who all have jumped on for the bonus payouts Reviewed on: 10th March 2021

Chip review

5
Easy to use and useful in today’s tricky economic times encouraging saving at whatever level you can. Reviewed on: 10th March 2021

Helping to save money on a regular basis.

5
You are able to save without even realising it which comes as at Nice surprise when reviewing. Reviewed on: 10th March 2021

Smart savings made simple

5
I've been using Chip for years and it's the perfect 'set it and forget it' app to help me with my savings. Reviewed on: 10th March 2021

Easy saver

5
Having used the App for a few months have found saving money very straightforward. Reviewed on: 10th March 2021

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