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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Great returns on savings

Great rate of return on savings. Would definitely recommend. Reviewed on: 10th March 2021

Intuitive, simple and helpful

I’ve been using Chip for a few months now and the whole process from creating an account through to maintenance of the account is so straightforward and simple. The algorithm that sits behind their auto-calc is made to feel non-complex to the end user and is so sensible. I would (have) recommend it to others like me who wish to not have to think too much about finances whilst at the same time making them work for you! Thanks, Chip. Reviewed on: 10th March 2021

Savings

CHIP is good for autosaving, you can build up a nice savings pot without noticing the money gone! just be careful on charges as there are certain thresholds for charges. Reviewed on: 10th March 2021

Great saving app

I really like this app and would highly recommend. The auto save function is amazing you will save money without even knot it. Reviewed on: 10th March 2021

Easiest way to save money without lifting a finger

The ability to “drip feed” small amounts of “unnoticed” cash from my current account to savings is what makes this the perfect app. If it was left to me to transfer every month, I wouldn’t do it. If I had a standing order of the same amount every month, it wouldn’t work as each month is different. CHIP’s AI automatically selects how much I can afford to save, without me noticing, and doing it all for me. Perfect Reviewed on: 10th March 2021

Wow

Always wanted to save more but was forgetful in transferring the money but with Chip that worry and stress is taken away making such a convenient way to save. Thank crunch. Reviewed on: 10th March 2021

So easy!

So easy to set-up and then there’s nothing more to do. They work out what you can afforded to save and move the money for you. Reviewed on: 10th March 2021

Great app which only gets better

From the inception of Chip it's been clear that this app was a fundamental next step for savings accounts. Over the years the app has developed it's features further to make it's features customisable and more rewarding. This is about to reach a new era with the introduction of stock investing coming soon. Reviewed on: 10th March 2021

Great Savings App

Really pleased I found Chip, I love the autosave element as it forces me to save without having to think about it. I’d definitely recommend this app to friends and family. Reviewed on: 10th March 2021

Brilliant

Easy to use app that enables you to save without noticing Reviewed on: 10th March 2021

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