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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Best savings app on the market.

5
I have used Chip for 3 years+ and have not had one complaint, apart from the general marker rates, which Chip+1 is leader of the pack currently. Their customer support has quick turnaround and are very helpful. The app UI is clean and modern, not slow at all and overall usability is great. I have recommended Chip to my boss and colleagues who all have jumped on for the bonus payouts Reviewed on: 10th March 2021

Chip review

5
Easy to use and useful in today’s tricky economic times encouraging saving at whatever level you can. Reviewed on: 10th March 2021

Helping to save money on a regular basis.

5
You are able to save without even realising it which comes as at Nice surprise when reviewing. Reviewed on: 10th March 2021

Smart savings made simple

5
I've been using Chip for years and it's the perfect 'set it and forget it' app to help me with my savings. Reviewed on: 10th March 2021

Easy saver

5
Having used the App for a few months have found saving money very straightforward. Reviewed on: 10th March 2021

Excellent, easy, great rate

5
Love CHIP. East to set up, great savings rate beats all the competitors and the customer service is excellent. Would highly recommend. Reviewed on: 10th March 2021

Simple, modern banking

5
Love Chip! It's such an easy, user friendly app that helps you save without even having to think about it. Plus the interest rates are an absolute winner! Reviewed on: 10th March 2021

easy to use

5
a great app that is easy to use Reviewed on: 10th March 2021

Great open approach to banking in the background,

5
Positive, non-intrusive but effective model for background banking - saves while I’m thinking and doing other stuff Reviewed on: 10th March 2021

Great app, saves me money without noticing,

5
Also the +1 savings account allows me to gain at least some interest in the dire banking landscape Reviewed on: 10th March 2021

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