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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18447)

Easy and Effective

Have used chip for years and it makes saving hastle free, independent of my judgement and highly effective. Saved more than i would of though possible. Reviewed on: 10th March 2021

Save in style

Saving top up option, the best that you can find. Reviewed on: 10th March 2021

savings with rewards

Easy to open, great to manage and I am rewarded with 1%, why go with anyone else? Reviewed on: 10th March 2021

Amazing!

It's such an easy app to use & I have managed to save over £4000. I couldn't live without it! Reviewed on: 10th March 2021

Best saving with best returns

I've had chip for a few months now after my boyfriend reffered me. The chip + 1 saving account gives an amazing interest rate far better than any bank and the automatic save feature is brilliant. I don't even notice that I'm saving since chip is doing it all for me! Reviewed on: 10th March 2021

Amazing App that got a non-saver to save. A lot!

Before I started using Chip I had no savings at all. Since using the Chip auto-save feature it has inspired me to actually make manual saves and I am in the top 5% of savers on the App! Chip is a great way to start a saving journey. I also love how they are always innovating with new ideas around how to give savers better rates. Reviewed on: 10th March 2021

Great app

This has revolutionised my savings towards things like holidays etc. Reviewed on: 10th March 2021

Saving REALLY made easy

Chip Savings App really is "Saving Made Easy" - I have never in 55 years of trying to find a good regular way of saving come across such an easy, clean method of putting money aside - without thinking about it. The choice and the amount is made for you - and if you don't want to have the recommended amount transferred out of your chosen account just click when asked - otherwise, sit back and see your savings grow in front of your eyes. Reviewed on: 10th March 2021

Painless Saving

Love it. I am using it to pay down my mortgage twice a year. Really don't notice it leaving the account but getting to reduce my mortgage, otherwise I would just be frittering I suppose! I frequently recommend Chip to others. Reviewed on: 10th March 2021

Great Review

Easy to set up and run, using the app and talking to staff. Reviewed on: 10th March 2021

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