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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy way to save

I opened my Chip account at the end of 2020. The app is very easy to use. I set my limits for Chip autosaving and pay day put away. Once you understand the system it's painless and there's instant access. I've saved £400 in 10 weeks with very little effort and recommend it to everyone. Reviewed on: 10th March 2021

Great company, simple to use!

A great idea, well designed, well run and easy to use! Savings made simple! Reviewed on: 10th March 2021

Easy to use with good interest rate

Easy to set up. Linked easily to my bank. Excellent interest rate. Helps you save Reviewed on: 10th March 2021

The future of banking

A great unobtrusive app that integrates into you life to help you save without stressing Reviewed on: 10th March 2021

Wow

Amazing unbelievable great beautiful Reviewed on: 10th March 2021

Quick easy app

Very happy with chip had it for years Funnels away money in small amounts which you’don’t miss wen it builds a pot Reviewed on: 10th March 2021

Easy and minimal effort savings

So easy to set up and start saving. Happens without you realising and always a nice surprise to see how much your total had reached! Reviewed on: 10th March 2021

reformed saver

Through using chip's automated savings function I have been able to save £429.93 painlessly over the last 3 months. Its taught me the value of saving my pennies, and I'm saving up for a big holiday! Reviewed on: 10th March 2021

So easy

I love chip, the app always emails and messages me before debiting my bank account. The amounts are small enough not to notice and really add up quickly. I'd definitely tell everyone I know about it and encourage them to give it a go. Reviewed on: 10th March 2021

So simple, great customer service and I've saved money!

This is such a great app, auto saving money for me based on AI. Not only that but Chip's customer service and attitude to its customers is great. I felt part of the team when first joined through their facebook group, where they were asking, and acting on, feedback from customers. They're also currently offering far better interest rates than the high street banks who offer comparably poor customer service! Reviewed on: 10th March 2021

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