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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent way to save without knowing it

Chip is an excellent way to save up money without realising it. It has meant I can pay for Christmas presents, holidays, festival tickets, all without realising I am doing it. They also have some of hte best interest rates for flexible savings on the market. Currently I'm saving 1.25%. Reviewed on: 10th March 2021

Easy app to use

Very easy to set up and transfer in with good interest rate (all terrible at the moment!) Reviewed on: 10th March 2021

Trusting and uplifting experience.

At this time when economy has really suffered-chip has been a positive uplifting, and a trusting experience. Reviewed on: 10th March 2021

THE BEST THE EASIEST & GENEROUS

This savings app just couldn’t be easier. Generous interest rates too! I love it! One of the best out there! Reviewed on: 10th March 2021

Put it and forget about it

Great savings without having to think about it Reviewed on: 10th March 2021

Great way to save!

So helpful to have automatic saves and payday put away function. Even better i can cancel these if needs be! From never having any savings i am impressed by the amount i have saved, painlessly!!! Reviewed on: 10th March 2021

Great service

Never heard of chip before but was recommended on moneysavingexpert. You get 1.25% interest on upto £2k. The service is great. Very pleased. Reviewed on: 10th March 2021

Chip Leading The Way

Savers have been let down by high street banks until the likes of Chip came along. Chip has led the way on App based saving with others like Plum running to catch up. Well done Chip! Reviewed on: 10th March 2021

Amaizing savings app

I love the app, it IS a very clever way to Save while you don't even realise. The thing I liked the most IS the chip+1 account because lately IS very difficult to find accounts with those interes rate. I AM happy with the app and I already recommended it to some friends Reviewed on: 10th March 2021

The Best Saving App

I found Chip by chance when I was struggling with debt, Chip has helped me get out of this by first taking small amounts I wouldn’t miss. As I saw the numbers grow this helped me control my spending and created a game in how much I could save. The bonus of not being able to take money out after a certain time or day meant I wouldn’t be able to I buy items on impulse. I have since saved over £4K and in a better place financially. Reviewed on: 10th March 2021

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